Compare · 3 funds side by side · dividends reinvested

FSMD, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

FSMD, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.6

Fidelity Small-Mid Multifactor ETFUS Stock Styles · Factor0.15%1.33%+12.1%+15.6%+18.3%+8.5%−8.5%15.7%$2.5B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FSMD 2019 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity Small-Mid Multifactor ETF · $2.5B$15,023

FSMD

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested · they hold 0.9% in common

FSMDMeasureSPY

+12.1%Year to dateJan 1 → Nov 5+8.3%

+15.6%1 yearTotal return+9.7%

+18.3%3 years · per year$10,000 became $16,553 · $18,174+22.0%

+8.5%5 years · per year$10,000 became $15,023 · $17,099+11.3%

0.15%Expense ratio$15 · $9 a year on $10k · lower is better0.09%

1.33%Trailing 12-mo yield$133 · $103 a year on $10k1.03%

−8.5%Worst dropSmaller is better−8.9%

15.7%VolatilityLower is calmer13.6%

FSMDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FSMD vs SPY: Top 5 Holdings

Today

FSMD

2.2%in top 5

SPY

in top 527.7%

FSMDStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

0.6%Pnot top 5

0.4%THCnot top 5

0.4%GHnot top 5

0.4%INCYnot top 5

0.4%EXELnot top 5

Held in common0.9%

End-of-day Nov 5, 2026 · share of each fund

FSMD vs SPY Returns, Every Period

FidelityFSMD

+8.5%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

FSMDSPYFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Core: FSMD vs VOO

YTD

FidelityFSMD

+12.1%

VOOVanguard

+8.4%

+12.1%Year to date+8.4%

−8.5%Worst drop · 1Y−8.9%

15.7%Volatility · 1Y13.5%

1.3%Yield1.1%

$2.5BAssets$1.00T

3–1FSMD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSMD, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

FSMD0.15%$15

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FSMD, SPY, VOO

1.33%highest, FSMD

FundTrailing yieldYield$10k

FSMD1.33%$133

VOO1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$118most kept, FSMD

FSMD$133 − $15 = $118

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FSMD, SPY, VOO

Today

93.5%most shared, SPY and VOO

FSMDSPYVOO

FSMD—0.9%0.8%

SPY0.9%—93.5%

VOO0.8%93.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.6%FSMD, at 15.7% volatility

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

FSMDWorst drop−8.5%15.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

FSMDVOO

+12.1%Year to date+8.4%

1.3%Yield1.1%

+15.6%Past year+9.8%

0.15%Fee0.03%

3–1FSMD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026