Compare · 4 funds side by side · dividends reinvested

FSTB, SPY, MUB and VTI

FSTBFidelity×SPYSPDR×MUBiShares×VTIVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,493SPY · best of the four

02 / 04

FSTB, SPY, MUB and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.1

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.1B2.1

Fidelity Short-Term Bond ETFBonds & Cash · Core aggregate0.21%1.45%[…][…][…][…][…][…]$239M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FSTB 2026 · SPY 1993 · MUB 2007 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity Short-Term Bond ETF · $239M[…]

FSTB

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested

FSTBMeasureSPY

[…]Year to dateJan 1 → Nov 9+11.2%

[…]1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.21%Expense ratio$21 · $9 a year on $10k · lower is better0.09%

1.45%Trailing 12-mo yield$145 · $101 a year on $10k1.01%

[…]Worst dropSmaller is better−8.9%

[…]VolatilityLower is calmer13.7%

FSTBSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FSTB vs SPY: Top 5 Holdings

Today

FSTB

[…]in top 5

SPY

in top 527.8%

FSTBStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

FSTB vs SPY Returns, Every Period

FidelityFSTB

[…]

past year

SPYSPDR

+13.5%

past year

Returns […]

FSTBSPYFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FSTB vs MUB

YTD

FidelityFSTB

[…]

MUBiShares

+0.7%

[…]Year to date+0.7%

[…]Worst drop · 1Y−6.3%

[…]Volatility · 1Y3.7%

1.5%Yield3.3%

$239MAssets$55.1B

1–0MUB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSTB, SPY, MUB, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

MUB0.05%$5

SPY0.09%$9

FSTB0.21%$21

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FSTB, SPY, MUB, VTI

3.26%highest, MUB

FundTrailing yieldYield$10k

MUB3.26%$326

FSTB1.45%$145

VTI1.06%$106

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$321most kept, MUB

MUB$326 − $5 = $321

FSTB$145 − $21 = $124

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FSTB, SPY, MUB, VTI

Today

86.0%most shared, SPY and VTI

FSTBSPYMUBVTI

FSTB—[…][…][…]

SPY[…]—[…]86.0%

MUB[…][…]—[…]

VTI[…]86.0%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.9%VTI, at 13.9% volatility

MUBWorst drop−6.3%3.7% vol

SPYWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

FSTBWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

MUBVTI

+0.7%Year to date+11.6%

3.3%Yield1.1%

+1.1%Past year+13.9%

0.05%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026