Compare · 3 funds side by side · dividends reinvested

FSTB, VOO and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

FSTB, VOO and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.5

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

Fidelity Short-Term Bond ETFBonds & Cash · Core aggregate0.21%1.46%[…][…][…][…][…][…]$239M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FSTB 2026 · VOO 2010 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,156

VOO

FSTB

Fidelity Short-Term Bond ETF · $239M[…]

$10,000 five years ago, dividends reinvested

VOOMeasureFSTB

+8.4%Year to dateJan 1 → Nov 5[…]

+9.8%1 yearTotal return[…]

+22.1%3 years · per year$10,000 became $18,224 · […][…]

+11.4%5 years · per year$10,000 became $17,156 · […][…]

0.03%Expense ratio$3 · $21 a year on $10k · lower is better0.21%

1.10%Trailing 12-mo yield$110 · $146 a year on $10k1.46%

−8.9%Worst dropSmaller is better[…]

13.5%VolatilityLower is calmer[…]

VOOFSTB Winner of the row, in its colourEach row: the bigger of the two fills its side

1–1Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs FSTB: Top 5 Holdings

Today

VOO

28.3%in top 5

FSTB

in top 5[…]

VOOStockFSTB

8.4%NVDAnot top 5

7.4%AAPLnot top 5

5.8%MSFTnot top 5

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VOO vs FSTB Returns, Every Period

VanguardVOO

+9.8%

past year

FSTBFidelity

[…]

past year

Returns […]

VOOFSTBFaded: behind in that period

0–0Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VOO vs SGOV

YTD

VanguardVOO

+8.4%

SGOViShares

+3.1%

+8.4%Year to date+3.1%

−8.9%Worst drop · 1Y+0.0%

13.5%Volatility · 1Y0.2%

1.1%Yield3.6%

$1.00TAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSTB, VOO, SGOV

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SGOV0.09%$9

FSTB0.21%$21

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FSTB, VOO, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

FSTB1.46%$146

VOO1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

FSTB$146 − $21 = $125

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FSTB, VOO, SGOV

Today

[…]holdings […]

FSTBVOOSGOV

FSTB—[…][…]

VOO[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

SGOVWorst drop0.0%0.2% vol

VOOWorst drop−8.9%13.5% vol

FSTBWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVVOO

+3.1%Year to date+8.4%

3.6%Yield1.1%

+3.7%Past year+9.8%

0.09%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026