Compare · 4 funds side by side · dividends reinvested

FSTB, VTI, SGOV and BND

FSTBFidelity×VTIVanguard×SGOViShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,375VTI · best of the four

02 / 04

FSTB, VTI, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.9

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.1

Fidelity Short-Term Bond ETFBonds & Cash · Core aggregate0.21%1.45%[…][…][…][…][…][…]$239M3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FSTB 2026 · VTI 2001 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

VTI

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

VTIMeasureBND

+8.9%Year to dateJan 1 → Nov 6−0.0%

+9.9%1 yearTotal return+0.6%

+21.7%3 years · per year$10,000 became $18,004 · $11,637+5.2%

+10.4%5 years · per year$10,000 became $16,375 · $9,974−0.1%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.09%Trailing 12-mo yield$109 · $412 a year on $10k4.12%

−8.9%Worst dropSmaller is better−4.5%

13.7%VolatilityLower is calmer4.0%

VTIBND Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs BND: Top 5 Holdings

Today

VTI

25.0%in top 5

BND

in top 5[…]

VTIStockBND

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VTI vs BND Returns, Every Period

VanguardVTI

+10.4%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

VTIBNDFaded: behind in that period

4–0VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VTI vs BND

YTD

VanguardVTI

+8.9%

BNDVanguard

−0.0%

+8.9%Year to date−0.0%

−8.9%Worst drop · 1Y−4.5%

13.7%Volatility · 1Y4.0%

1.1%Yield4.1%

$689BAssets$161B

3–1BND wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FSTB, VTI, SGOV, BND

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

BND0.03%$3

SGOV0.09%$9

FSTB0.21%$21

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FSTB, VTI, SGOV, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SGOV3.63%$363

FSTB1.45%$145

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SGOV$363 − $9 = $354

FSTB$145 − $21 = $124

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FSTB, VTI, SGOV, BND

Today

[…]holdings […]

FSTBVTISGOVBND

FSTB—[…][…][…]

VTI[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.9%VTI, at 13.7% volatility

SGOVWorst drop0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

VTIWorst drop−8.9%13.7% vol

FSTBWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

BNDVTI

−0.0%Year to date+8.9%

4.1%Yield1.1%

+0.6%Past year+9.9%

0.03%Fee0.03%

2–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026