Compare · 3 funds side by side · dividends reinvested

FTCA, BND and VCIT

FTCAFranklin Templeton×BNDVanguard×VCITVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,510VCIT · best of the three

02 / 04

FTCA, BND and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B1.8

Franklin California Municipal Income ETFBonds & Cash · Municipal0.35%4.18%+0.8%+1.3%[…][…]−8.1%4.7%$765M2.2

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: FTCA 1983 · BND 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Franklin California Municipal Income ETF · $765M[…]

FTCA

BND

Vanguard Total Bond Market ETF · $161B$9,985

$10,000 five years ago, dividends reinvested

FTCAMeasureBND

+0.8%Year to dateJan 1 → Nov 9+0.0%

+1.3%1 yearTotal return+0.3%

[…]3 years · per year$10,000 became […] · $11,576+5.0%

[…]5 years · per year$10,000 became […] · $9,985−0.0%

0.35%Expense ratio$35 · $3 a year on $10k · lower is better0.03%

4.18%Trailing 12-mo yield$418 · $412 a year on $10k4.12%

−8.1%Worst dropSmaller is better−4.5%

4.7%VolatilityLower is calmer4.0%

FTCABND Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FTCA vs BND: Top 5 Holdings

Today

FTCA

8.9%in top 5

BND

in top 5[…]

FTCAStockBND

8.9%PGLXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

FTCA vs BND Returns, Every Period

Franklin TempletonFTCA

+1.3%

past year

BNDVanguard

+0.3%

past year

FTCABNDFaded: behind in that period

2–0FTCA wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

FTCA vs VCIT

YTD

Franklin TempletonFTCA

+0.8%

VCITVanguard

−0.7%

+0.8%Year to date−0.7%

−8.1%Worst drop · 1Y−4.9%

4.7%Volatility · 1Y4.5%

4.2%Yield5.0%

$765MAssets$66.6B

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FTCA, BND, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

FTCA0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: FTCA, BND, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

FTCA4.18%$418

BND4.12%$412

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

FTCA$418 − $35 = $383

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: FTCA, BND, VCIT

Today

[…]holdings […]

FTCABNDVCIT

FTCA—[…][…]

BND[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.3%FTCA, at 4.7% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

FTCAWorst drop−8.1%4.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITFTCA

−0.7%Year to date+0.8%

5.0%Yield4.2%

+0.0%Past year+1.3%

0.03%Fee0.35%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026