Compare · 3 funds side by side · dividends reinvested

FTMS, SUB and SGOV

FTMSFranklin Templeton×SUBiShares×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

FTMS, SUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.1

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.5%+3.4%+1.7%−1.9%1.4%$13.4B2.3

Franklin Short-Term Municipal Income ETFBonds & Cash · Municipal0.22%3.33%+2.2%+2.7%[…][…]−2.0%2.2%$267M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: FTMS 2013 · SUB 2008 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Franklin Short-Term Municipal Income ETF · $267M[…]

FTMS

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

FTMSMeasureSGOV

+2.2%Year to dateJan 1 → Nov 6+3.2%

+2.7%1 yearTotal return+3.8%

[…]3 years · per year$10,000 became […] · $11,419+4.5%

[…]5 years · per year$10,000 became […] · $12,090+3.9%

0.22%Expense ratio$22 · $9 a year on $10k · lower is better0.09%

3.33%Trailing 12-mo yield$333 · $363 a year on $10k3.63%

−2.0%Worst dropSmaller is better0.0%

2.2%VolatilityLower is calmer0.2%

FTMSSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

0–6SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FTMS vs SGOV: Top 5 Holdings

Today

FTMS

10.3%in top 5

SGOV

in top 5[…]

FTMSStockSGOV

4.9%PGLXXnot top 5

2.8%VTESnot top 5

2.6%FLMInot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

FTMS vs SGOV Returns, Every Period

Franklin TempletonFTMS

+2.7%

past year

SGOViShares

+3.8%

past year

FTMSSGOVFaded: behind in that period

0–2SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

FTMS vs SGOV

YTD

Franklin TempletonFTMS

+2.2%

SGOViShares

+3.2%

+2.2%Year to date+3.2%

−2.0%Worst drop · 1Y+0.0%

2.2%Volatility · 1Y0.2%

3.3%Yield3.6%

$267MAssets$117B

4–0SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FTMS, SUB, SGOV

Today

0.07%lowest, SUB

FundExpense ratioFee$10k

SUB0.07%$7

SGOV0.09%$9

FTMS0.22%$22

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: FTMS, SUB, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

FTMS3.33%$333

SUB2.57%$257

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

FTMS$333 − $22 = $311

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: FTMS, SUB, SGOV

Today

[…]holdings […]

FTMSSUBSGOV

FTMS—[…][…]

SUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SUBWorst drop−1.9%1.4% vol

FTMSWorst drop−2.0%2.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVFTMS

+3.2%Year to date+2.2%

3.6%Yield3.3%

+3.8%Past year+2.7%

0.09%Fee0.22%

4–0SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026