Compare · 4 funds side by side · dividends reinvested

FTNJ, SUB, SGOV and VCIT

FTNJFranklin Templeton×SUBiShares×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

FTNJ, SUB, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.5

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.4%+3.4%+1.7%−1.9%1.4%$13.4B2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.4

Franklin New Jersey Municipal Income ETFBonds & Cash · Municipal0.36%3.62%+0.7%[…][…][…][…][…]$199M3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: FTNJ 1990 · SUB 2008 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Franklin New Jersey Municipal Income ETF · $199M[…]

FTNJ

SUB

iShares Short-Term National Muni Bond ETF · $13.4B$10,853

$10,000 five years ago, dividends reinvested

FTNJMeasureSUB

+0.7%Year to dateJan 1 → Nov 5+1.6%

[…]1 yearTotal return+2.4%

[…]3 years · per year$10,000 became […] · $11,053+3.4%

[…]5 years · per year$10,000 became […] · $10,853+1.7%

0.36%Expense ratio$36 · $7 a year on $10k · lower is better0.07%

3.62%Trailing 12-mo yield$362 · $257 a year on $10k2.57%

[…]Worst dropSmaller is better−1.9%

[…]VolatilityLower is calmer1.4%

FTNJSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2SUB wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FTNJ vs SUB: Top 5 Holdings

Today

FTNJ

4.6%in top 5

SUB

in top 5[…]

FTNJStockSUB

4.6%PGLXXnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

FTNJ vs SUB Returns, Every Period

Franklin TempletonFTNJ

[…]

past year

SUBiShares

+2.4%

past year

FTNJSUBFaded: behind in that period

0–1SUB wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

FTNJ vs VCIT

YTD

Franklin TempletonFTNJ

+0.7%

VCITVanguard

−0.6%

+0.7%Year to date−0.6%

[…]Worst drop · 1Y−4.9%

[…]Volatility · 1Y4.5%

3.6%Yield5.0%

$199MAssets$66.6B

1–1level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FTNJ, SUB, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SUB0.07%$7

SGOV0.09%$9

FTNJ0.36%$36

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: FTNJ, SUB, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SGOV3.63%$363

FTNJ3.62%$362

SUB2.57%$257

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

FTNJ$362 − $36 = $326

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: FTNJ, SUB, SGOV, VCIT

Today

[…]holdings […]

FTNJSUBSGOVVCIT

FTNJ—[…][…][…]

SUB[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SUBWorst drop−1.9%1.4% vol

VCITWorst drop−4.9%4.5% vol

FTNJWorst drop[…][…]

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.6%Year to date+3.1%

5.0%Yield3.6%

+0.3%Past year+3.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026