Compare · 2 funds side by side · dividends reinvested

FUTY and XLU

FUTYFidelity×XLUSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$14,983XLU · best of the two

02 / 04

FUTY and XLU, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Utilities Select Sector SPDR ETFSectors · Utilities0.08%2.79%+3.8%+0.2%+17.4%+8.4%−16.1%15.7%$24.3B1.4

Fidelity MSCI Utilities Index ETFSectors · Utilities0.08%2.73%+3.5%−0.1%+17.5%+8.3%−15.6%15.4%$2.0B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: FUTY 2013 · XLU 1998

Head to Head

Swap sides Versus in desk

Head to Head

Fidelity MSCI Utilities Index ETF · $2.0B$14,876

FUTY

XLU

State Street Utilities Select Sector SPDR ETF · $24.3B$14,983

$10,000 five years ago, dividends reinvested · they hold 90.0% in common

FUTYMeasureXLU

+3.5%Year to dateJan 1 → Nov 3+3.8%

−0.1%1 yearTotal return+0.2%

+17.5%3 years · per year$10,000 became $16,216 · $16,171+17.4%

+8.3%5 years · per year$10,000 became $14,876 · $14,983+8.4%

0.08%Expense ratio$8 · $8 a year on $10k · lower is better0.08%

2.73%Trailing 12-mo yield$273 · $279 a year on $10k2.79%

−15.6%Worst dropSmaller is better−16.1%

15.4%VolatilityLower is calmer15.7%

FUTYXLU Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4XLU wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

FUTY vs XLU: Top 5 Holdings

Today

FUTY

35.3%in top 5

XLU

in top 539.4%

FUTYStockXLU

11.7%NEE12.6%

7.0%SO7.9%

6.6%DUK7.2%

5.3%CEG6.4%

4.7%AEP5.2%

Held in common90.0%

End-of-day Nov 3, 2026 · share of each fund

FUTY vs XLU Returns, Every Period

FidelityFUTY

+8.3%

5 years, per year

XLUSPDR

+8.4%

5 years, per year

FUTYXLUFaded: behind in that period

1–3XLU wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

FUTY vs XLU

YTD

FidelityFUTY

+3.5%

XLUSPDR

+3.8%

+3.5%Year to date+3.8%

−15.6%Worst drop · 1Y−16.1%

15.4%Volatility · 1Y15.7%

2.7%Yield2.8%

$2.0BAssets$24.3B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: FUTY, XLU

Today

0.08%lowest, FUTY

FundExpense ratioFee$10k

FUTY0.08%$8

XLU0.08%$8

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: FUTY, XLU

2.79%highest, XLU

FundTrailing yieldYield$10k

XLU2.79%$279

FUTY2.73%$273

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$271most kept, XLU

XLU$279 − $8 = $271

FUTY$273 − $8 = $265

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: FUTY, XLU

Today

90.0%most shared, FUTY and XLU

FUTYXLU

FUTY—90.0%

XLU90.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+0.2%XLU, at 15.7% volatility

FUTYWorst drop−15.6%15.4% vol

XLUWorst drop−16.1%15.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLUFUTY

+3.8%Year to date+3.5%

2.8%Yield2.7%

+0.2%Past year−0.1%

0.08%Fee0.08%

3–0XLU wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026