Compare · 3 funds side by side · dividends reinvested

GAL, SCHD and VXUS

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

GAL, SCHD and VXUS, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.5

State Street Global Allocation ETFInternational · Global0.35%3.30%+5.7%+7.7%+14.4%+5.8%−6.3%9.8%$327M2.3

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.46%+7.9%+12.2%+19.5%+7.5%−11.3%17.7%$163B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: GAL 2012 · SCHD 2011 · VXUS 2011

Head to Head

Swap sides Versus in desk

Head to Head

State Street Global Allocation ETF · $327M$13,267

GAL

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

GALMeasureSCHD

+5.7%Year to dateJan 1 → Nov 5+32.3%

+7.7%1 yearTotal return+38.7%

+14.4%3 years · per year$10,000 became $14,958 · $17,414+20.3%

+5.8%5 years · per year$10,000 became $13,267 · $16,375+10.4%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

3.30%Trailing 12-mo yield$330 · $298 a year on $10k2.98%

−6.3%Worst dropSmaller is better−6.9%

9.8%VolatilityLower is calmer11.7%

GALSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GAL vs SCHD: Top 5 Holdings

Today

GAL

71.4%in top 5

SCHD

in top 521.7%

GALStockSCHD

24.2%SPYnot top 5

17.9%SPABnot top 5

16.1%SPDWnot top 5

8.5%SPEMnot top 5

4.8%CERYnot top 5

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

GAL vs SCHD Returns, Every Period

SPDRGAL

+5.8%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

GALSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

International vs Income: GAL vs SCHD

YTD

SPDRGAL

+5.7%

SCHDSchwab

+32.3%

+5.7%Year to date+32.3%

−6.3%Worst drop · 1Y−6.9%

9.8%Volatility · 1Y11.7%

3.3%Yield3.0%

$327MAssets$123B

3–1GAL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GAL, SCHD, VXUS

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

SCHD0.06%$6

GAL0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: GAL, SCHD, VXUS

3.30%highest, GAL

FundTrailing yieldYield$10k

GAL3.30%$330

SCHD2.98%$298

VXUS2.46%$246

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$295most kept, GAL

GAL$330 − $35 = $295

SCHD$298 − $6 = $292

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: GAL, SCHD, VXUS

Today

0.0%most shared, GAL and SCHD

GALSCHDVXUS

GAL—0.0%0.0%

SCHD0.0%—0.0%

VXUS0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

GALWorst drop−6.3%9.8% vol

SCHDWorst drop−6.9%11.7% vol

VXUSWorst drop−11.3%17.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

GALSCHD

+5.7%Year to date+32.3%

3.3%Yield3.0%

+7.7%Past year+38.7%

0.35%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026