Compare · 2 funds side by side · dividends reinvested

GCAL and BNDX

GCALGoldman Sachs×BNDXVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,239BNDX · best of the two

02 / 04

GCAL and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.63%+1.0%+0.4%+4.4%+0.5%−3.2%3.8%$82.9B1.4

Goldman Sachs Dynamic California Municipal Income ETFBonds & Cash · Municipal0.35%3.57%+1.5%+2.1%[…][…]−5.4%3.3%$262M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: GCAL 2024 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

Goldman Sachs Dynamic California Municipal Income ETF · $262M[…]

GCAL

BNDX

Vanguard Total International Bond ETF · $82.9B$10,239

$10,000 five years ago, dividends reinvested

GCALMeasureBNDX

+1.5%Year to dateJan 1 → Nov 9+1.0%

+2.1%1 yearTotal return+0.4%

[…]3 years · per year$10,000 became […] · $11,370+4.4%

[…]5 years · per year$10,000 became […] · $10,239+0.5%

0.35%Expense ratio$35 · $7 a year on $10k · lower is better0.07%

3.57%Trailing 12-mo yield$357 · $463 a year on $10k4.63%

−5.4%Worst dropSmaller is better−3.2%

3.3%VolatilityLower is calmer3.8%

GCALBNDX Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GCAL vs BNDX: Top 5 Holdings

Today

GCAL

3.9%in top 5

BNDX

in top 5[…]

GCALStockBNDX

3.9%FTIXXnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

GCAL vs BNDX Returns, Every Period

Goldman SachsGCAL

+2.1%

past year

BNDXVanguard

+0.4%

past year

GCALBNDXFaded: behind in that period

2–0GCAL wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

GCAL vs BNDX

YTD

Goldman SachsGCAL

+1.5%

BNDXVanguard

+1.0%

+1.5%Year to date+1.0%

−5.4%Worst drop · 1Y−3.2%

3.3%Volatility · 1Y3.8%

3.6%Yield4.6%

$262MAssets$82.9B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GCAL, BNDX

Today

0.07%lowest, BNDX

FundExpense ratioFee$10k

BNDX0.07%$7

GCAL0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: GCAL, BNDX

4.63%highest, BNDX

FundTrailing yieldYield$10k

BNDX4.63%$463

GCAL3.57%$357

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$456most kept, BNDX

BNDX$463 − $7 = $456

GCAL$357 − $35 = $322

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: GCAL, BNDX

Today

[…]holdings […]

GCALBNDX

GCAL—[…]

BNDX[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+2.1%GCAL, at 3.3% volatility

GCALWorst drop−5.4%3.3% vol

BNDXWorst drop−3.2%3.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXGCAL

+1.0%Year to date+1.5%

4.6%Yield3.6%

+0.4%Past year+2.1%

0.07%Fee0.35%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026