Compare · 3 funds side by side · dividends reinvested

GEM, GLD and VOO

GEMGoldman Sachs×GLDSPDR×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$21,425GLD · best of the three

02 / 04

GEM, GLD and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.6

Goldman Sachs ActiveBeta Emerging Markets Equity ETFCommodities · Gold0.59%2.05%+12.4%+13.7%+21.4%+6.7%−13.9%24.9%$1.6B2.0

SPDR Gold SharesCommodities · Gold0.40%0.00%−9.3%−2.4%+24.5%+16.5%−28.3%28.8%$132B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: GEM 2015 · GLD 2004 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Goldman Sachs ActiveBeta Emerging Markets Equity ETF · $1.6B$13,812

GEM

GLD

SPDR Gold Shares · $132B$21,425

$10,000 five years ago, dividends reinvested

GEMMeasureGLD

+12.4%Year to dateJan 1 → Nov 3−9.3%

+13.7%1 yearTotal return−2.4%

+21.4%3 years · per year$10,000 became $17,882 · $19,299+24.5%

+6.7%5 years · per year$10,000 became $13,812 · $21,425+16.5%

0.59%Expense ratio$59 · $40 a year on $10k · lower is better0.40%

2.05%Trailing 12-mo yield$205 · $0 a year on $10k0.00%

−13.9%Worst dropSmaller is better−28.3%

24.9%VolatilityLower is calmer28.8%

GEMGLD Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3GEM wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GEM vs GLD: Top 5 Holdings

Today

GEM

31.3%in top 5

GLD

in top 5[…]

GEMStockGLD

15.3%2330.TWnot top 5

7.0%005930.Knot top 5

4.8%000660.Knot top 5

2.6%0700.HKnot top 5

1.6%9988.HKnot top 5

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

GEM vs GLD Returns, Every Period

Goldman SachsGEM

+6.7%

5 years, per year

GLDSPDR

+16.5%

5 years, per year

GEMGLDFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Commodities vs Core: GEM vs VOO

YTD

Goldman SachsGEM

+12.4%

VOOVanguard

+11.5%

+12.4%Year to date+11.5%

−13.9%Worst drop · 1Y−8.9%

24.9%Volatility · 1Y12.7%

2.0%Yield1.1%

$1.6BAssets$1.00T

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GEM, GLD, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

GLD0.40%$40

GEM0.59%$59

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: GEM, GLD, VOO

2.05%highest, GEM

FundTrailing yieldYield$10k

GEM2.05%$205

VOO1.07%$107

GLD0.00%$0

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$146most kept, GEM

GEM$205 − $59 = $146

VOO$107 − $3 = $104

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: GEM, GLD, VOO

Today

0.0%most shared, GEM and VOO

GEMGLDVOO

GEM—[…]0.0%

GLD[…]—[…]

VOO0.0%[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.7%GEM, at 24.9% volatility

VOOWorst drop−8.9%12.7% vol

GEMWorst drop−13.9%24.9% vol

GLDWorst drop−28.3%28.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

GEMVOO

+12.4%Year to date+11.5%

2.0%Yield1.1%

+13.7%Past year+11.9%

0.59%Fee0.03%

3–1GEM wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

GLDM vs GLD

YTD

SPDRGLDM

−9.2%

GLDSPDR

−9.3%

−9.2%Year to date−9.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.0BAssets$132B

2–0GLDM wins

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026