Compare · 3 funds side by side · dividends reinvested

GENM, MMMA and SGOV

GENMGenter Capital×MMMANY Life Investments×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

GENM, MMMA and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.71%+3.5%[…][…][…][…][…]$60M1.7

Genter Capital Municipal Quality Intermediate ETFBonds & Cash · Municipal0.39%2.96%+1.7%+2.3%[…][…]−4.5%3.1%$34M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: GENM 2024 · MMMA 2025 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Genter Capital Municipal Quality Intermediate ETF · $34M[…]

GENM

MMMA

NYLI MacKay Muni Allocation ETF · $60M[…]

$10,000 five years ago, dividends reinvested

GENMMeasureMMMA

+1.7%Year to dateJan 1 → Nov 6+3.5%

+2.3%1 yearTotal return[…]

[…]3 years · per year[…]

[…]5 years · per year[…]

0.39%Expense ratio$39 · $40 a year on $10k · lower is better0.40%

2.96%Trailing 12-mo yield$296 · $371 a year on $10k3.71%

−4.5%Worst dropSmaller is better[…]

3.1%VolatilityLower is calmer[…]

GENMMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2MMMA wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GENM vs MMMA: Top 5 Holdings

Today

GENM

[…]in top 5

MMMA

in top 50.8%

GENMStockMMMA

not top 5CASH0.8%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GENM vs MMMA Returns, Every Period

Genter CapitalGENM

+2.3%

past year

MMMANY Life Investments

[…]

past year

GENMMMMAFaded: behind in that period

0–1MMMA wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

GENM vs MMMA

YTD

Genter CapitalGENM

+1.7%

MMMANY Life Investments

+3.5%

+1.7%Year to date+3.5%

−4.5%Worst drop · 1Y[…]

3.1%Volatility · 1Y[…]

3.0%Yield3.7%

$34.1MAssets$60.0M

2–0MMMA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GENM, MMMA, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

GENM0.39%$39

MMMA0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: GENM, MMMA, SGOV

3.71%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.71%$371

SGOV3.63%$363

GENM2.96%$296

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMMA$371 − $40 = $331

GENM$296 − $39 = $257

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: GENM, MMMA, SGOV

Today

[…]holdings […]

GENMMMMASGOV

GENM—[…][…]

MMMA[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

GENMWorst drop−4.5%3.1% vol

MMMAWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

MMMASGOV

+3.5%Year to date+3.2%

3.7%Yield3.6%

[…]Past year+3.8%

0.40%Fee0.09%

2–1MMMA wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026