Compare · 3 funds side by side · dividends reinvested

GLD, EFA and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,353GLD · best of the three

02 / 04

GLD, EFA and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B1.6

iShares MSCI EAFE ETFInternational · Developed0.32%3.30%+7.8%+11.9%+18.3%+8.2%−11.4%16.3%$76.1B1.9

SPDR Gold SharesCommodities · Gold0.40%0.00%−6.0%+1.6%+26.6%+17.5%−28.3%29.0%$135B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: GLD 2004 · EFA 2001 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold Shares · $135B$22,353

GLD

EFA

iShares MSCI EAFE ETF · $76.1B$14,818

$10,000 five years ago, dividends reinvested

GLDMeasureEFA

−6.0%Year to dateJan 1 → Nov 6+7.8%

+1.6%1 yearTotal return+11.9%

+26.6%3 years · per year$10,000 became $20,300 · $16,576+18.3%

+17.5%5 years · per year$10,000 became $22,353 · $14,818+8.2%

0.40%Expense ratio$40 · $32 a year on $10k · lower is better0.32%

0.00%Trailing 12-mo yield$0 · $330 a year on $10k3.30%

−28.3%Worst dropSmaller is better−11.4%

29.0%VolatilityLower is calmer16.3%

GLDEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6EFA wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLD vs EFA: Top 5 Holdings

Today

GLD

[…]in top 5

EFA

in top 58.2%

GLDStockEFA

not top 5ASML.AS2.5%

not top 5ROP.SW1.6%

not top 5HSBA.L1.4%

not top 5NOVN.SW1.4%

not top 5SHEL.L1.4%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GLD vs EFA Returns, Every Period

SPDRGLD

+17.5%

5 years, per year

EFAiShares

+8.2%

5 years, per year

GLDEFAFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Commodities vs International: GLD vs EFA

YTD

SPDRGLD

−6.0%

EFAiShares

+7.8%

−6.0%Year to date+7.8%

−28.3%Worst drop · 1Y−11.4%

29.0%Volatility · 1Y16.3%

0.0%Yield3.3%

$135BAssets$76.1B

4–0EFA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLD, EFA, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

EFA0.32%$32

GLD0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: GLD, EFA, VEA

3.30%highest, EFA

FundTrailing yieldYield$10k

EFA3.30%$330

VEA2.51%$251

GLD0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

VEA$251 − $3 = $248

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: GLD, EFA, VEA

Today

63.2%most shared, EFA and VEA

GLDEFAVEA

GLD—[…][…]

EFA[…]—63.2%

VEA[…]63.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.8%VEA, at 18.1% volatility

EFAWorst drop−11.4%16.3% vol

VEAWorst drop−11.6%18.1% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EFAVEA

+7.8%Year to date+9.7%

3.3%Yield2.5%

+11.9%Past year+14.8%

0.32%Fee0.03%

3–1VEA wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026