Compare · 3 funds side by side · dividends reinvested

GLD, SPY and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,156GLD · best of the three

02 / 04

GLD, SPY and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$872B1.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B2.0

SPDR Gold SharesCommodities · Gold0.40%0.00%−6.0%+1.0%+26.3%+17.2%−28.3%29.0%$132B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: GLD 2004 · SPY 1993 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold Shares · $132B$22,156

GLD

SPY

State Street SPDR S&P 500 ETF · $798B$18,060

$10,000 five years ago, dividends reinvested

GLDMeasureSPY

−6.0%Year to dateJan 1 → Nov 4+13.3%

+1.0%1 yearTotal return+13.4%

+26.3%3 years · per year$10,000 became $20,124 · $19,132+24.1%

+17.2%5 years · per year$10,000 became $22,156 · $18,060+12.6%

0.40%Expense ratio$40 · $9 a year on $10k · lower is better0.09%

0.00%Trailing 12-mo yield$0 · $99 a year on $10k0.99%

−28.3%Worst dropSmaller is better−8.9%

29.0%VolatilityLower is calmer12.9%

GLDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLD vs SPY: Top 5 Holdings

Today

GLD

[…]in top 5

SPY

in top 527.3%

GLDStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

GLD vs SPY Returns, Every Period

SPDRGLD

+17.2%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

GLDSPYFaded: behind in that period

2–2Level

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Commodities vs Core: GLD vs IVV

YTD

SPDRGLD

−6.0%

IVViShares

+13.4%

−6.0%Year to date+13.4%

−28.3%Worst drop · 1Y−8.9%

29.0%Volatility · 1Y12.9%

0.0%Yield1.1%

$132BAssets$872B

4–0IVV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLD, SPY, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

SPY0.09%$9

GLD0.40%$40

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: GLD, SPY, IVV

1.09%highest, IVV

FundTrailing yieldYield$10k

IVV1.09%$109

SPY0.99%$99

GLD0.00%$0

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, IVV

IVV$109 − $3 = $106

SPY$99 − $9 = $90

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: GLD, SPY, IVV

Today

99.9%most shared, SPY and IVV

GLDSPYIVV

GLD—[…][…]

SPY[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%IVV, at 12.9% volatility

SPYWorst drop−8.9%12.9% vol

IVVWorst drop−8.9%12.9% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

IVVSPY

+13.4%Year to date+13.3%

1.1%Yield1.0%

+13.5%Past year+13.4%

0.03%Fee0.09%

4–0IVV wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.0BAssets$132B

2–0GLDM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$872B

0–0level

End-of-day Nov 4, 2026