Compare · 2 funds side by side · dividends reinvested

GLD and VTI

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$22,340GLD · best of the two

02 / 04

GLD and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.3

SPDR Gold SharesCommodities · Gold0.40%0.00%−5.3%+3.6%+26.8%+17.4%−28.3%29.0%$135B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: GLD 2004 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold Shares · $135B$22,340

GLD

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested

GLDMeasureVTI

−5.3%Year to dateJan 1 → Nov 5+8.4%

+3.6%1 yearTotal return+9.9%

+26.8%3 years · per year$10,000 became $20,397 · $18,113+21.9%

+17.4%5 years · per year$10,000 became $22,340 · $16,332+10.3%

0.40%Expense ratio$40 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $110 a year on $10k1.10%

−28.3%Worst dropSmaller is better−8.9%

29.0%VolatilityLower is calmer13.7%

GLDVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLD vs VTI: Top 5 Holdings

Today

GLD

[…]in top 5

VTI

in top 525.0%

GLDStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

GLD vs VTI Returns, Every Period

SPDRGLD

+17.4%

5 years, per year

VTIVanguard

+10.3%

5 years, per year

GLDVTIFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Commodities vs Core: GLD vs VTI

YTD

SPDRGLD

−5.3%

VTIVanguard

+8.4%

−5.3%Year to date+8.4%

−28.3%Worst drop · 1Y−8.9%

29.0%Volatility · 1Y13.7%

0.0%Yield1.1%

$135BAssets$689B

4–0VTI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLD, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

GLD0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: GLD, VTI

1.10%highest, VTI

FundTrailing yieldYield$10k

VTI1.10%$110

GLD0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VTI

VTI$110 − $3 = $107

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: GLD, VTI

Today

[…]holdings […]

GLDVTI

GLD—[…]

VTI[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%VTI, at 13.7% volatility

VTIWorst drop−8.9%13.7% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTIGLD

+8.4%Year to date−5.3%

1.1%Yield0.0%

+9.9%Past year+3.6%

0.03%Fee0.40%

4–0VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−5.3%

−5.8%Year to date−5.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026