Compare · 3 funds side by side · dividends reinvested

GLD, VTI and GLDM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,676GLDM · best of the three

02 / 04

GLD, VTI and GLDM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.5

SPDR Gold MiniShares TrustCommodities · Gold0.10%0.00%−5.8%+2.0%+27.0%+17.8%−28.0%28.8%$30.5B1.8

SPDR Gold SharesCommodities · Gold0.40%0.00%−6.0%+1.6%+26.6%+17.5%−28.3%29.0%$135B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: GLD 2004 · VTI 2001 · GLDM 2018

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold Shares · $135B$22,353

GLD

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested

GLDMeasureVTI

−6.0%Year to dateJan 1 → Nov 6+8.9%

+1.6%1 yearTotal return+9.9%

+26.6%3 years · per year$10,000 became $20,300 · $18,004+21.7%

+17.5%5 years · per year$10,000 became $22,353 · $16,375+10.4%

0.40%Expense ratio$40 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $109 a year on $10k1.09%

−28.3%Worst dropSmaller is better−8.9%

29.0%VolatilityLower is calmer13.7%

GLDVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLD vs VTI: Top 5 Holdings

Today

GLD

[…]in top 5

VTI

in top 525.0%

GLDStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GLD vs VTI Returns, Every Period

SPDRGLD

+17.5%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

GLDVTIFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Commodities vs Core: GLD vs VTI

YTD

SPDRGLD

−6.0%

VTIVanguard

+8.9%

−6.0%Year to date+8.9%

−28.3%Worst drop · 1Y−8.9%

29.0%Volatility · 1Y13.7%

0.0%Yield1.1%

$135BAssets$689B

4–0VTI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLD, VTI, GLDM

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

GLDM0.10%$10

GLD0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: GLD, VTI, GLDM

1.09%highest, VTI

FundTrailing yieldYield$10k

VTI1.09%$109

GLD0.00%$0

GLDM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

GLDM$0 − $10 = −$10

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: GLD, VTI, GLDM

Today

[…]holdings […]

GLDVTIGLDM

GLD—[…][…]

VTI[…]—[…]

GLDM[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

VTIWorst drop−8.9%13.7% vol

GLDMWorst drop−28.0%28.8% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTIGLDM

+8.9%Year to date−5.8%

1.1%Yield0.0%

+9.9%Past year+2.0%

0.03%Fee0.10%

4–0VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026