Compare · 2 funds side by side · dividends reinvested

GLD and XLF

GLDSPDR×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$22,340GLD · best of the two

02 / 04

GLD and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B1.3

SPDR Gold SharesCommodities · Gold0.40%0.00%−5.3%+3.6%+26.8%+17.4%−28.3%29.0%$135B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: GLD 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold Shares · $135B$22,340

GLD

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested

GLDMeasureXLF

−5.3%Year to dateJan 1 → Nov 5+6.3%

+3.6%1 yearTotal return+11.4%

+26.8%3 years · per year$10,000 became $20,397 · $18,620+23.0%

+17.4%5 years · per year$10,000 became $22,340 · $15,503+9.2%

0.40%Expense ratio$40 · $8 a year on $10k · lower is better0.08%

0.00%Trailing 12-mo yield$0 · $144 a year on $10k1.44%

−28.3%Worst dropSmaller is better−14.8%

29.0%VolatilityLower is calmer15.3%

GLDXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6XLF wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLD vs XLF: Top 5 Holdings

Today

GLD

[…]in top 5

XLF

in top 543.7%

GLDStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

not top 5MA6.5%

not top 5BAC4.0%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

GLD vs XLF Returns, Every Period

SPDRGLD

+17.4%

5 years, per year

XLFSPDR

+9.2%

5 years, per year

GLDXLFFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Commodities vs Sector: GLD vs XLF

YTD

SPDRGLD

−5.3%

XLFSPDR

+6.3%

−5.3%Year to date+6.3%

−28.3%Worst drop · 1Y−14.8%

29.0%Volatility · 1Y15.3%

0.0%Yield1.4%

$135BAssets$55.5B

4–0XLF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLD, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

GLD0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: GLD, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

GLD0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: GLD, XLF

Today

[…]holdings […]

GLDXLF

GLD—[…]

XLF[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLFGLD

+6.3%Year to date−5.3%

1.4%Yield0.0%

+11.4%Past year+3.6%

0.08%Fee0.40%

4–0XLF wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−5.3%

−5.8%Year to date−5.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026