Compare · 3 funds side by side · dividends reinvested

GLDI, USOI and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,472USOI · best of the three

02 / 04

GLDI, USOI and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.8

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Income · Covered calls0.85%61.11%+49.6%+47.6%+12.6%+13.1%−23.5%24.6%$305M2.0

UBS AG ETRACS Gold Shares Covered Call ETNs due February 2, 2033Income · Covered calls0.65%27.98%−3.3%+3.8%+17.4%+11.2%−16.0%18.6%$177M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: GLDI 2013 · USOI 2017 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

UBS AG ETRACS Gold Shares Covered Call ETNs due February 2, 2033 · $177M$16,983

GLDI

USOI

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $305M$18,472

$10,000 five years ago, dividends reinvested

GLDIMeasureUSOI

−3.3%Year to dateJan 1 → Nov 6+49.6%

+3.8%1 yearTotal return+47.6%

+17.4%3 years · per year$10,000 became $16,192 · $14,274+12.6%

+11.2%5 years · per year$10,000 became $16,983 · $18,472+13.1%

0.65%Expense ratio$65 · $85 a year on $10k · lower is better0.85%

27.98%Trailing 12-mo yield$2,798 · $6,111 a year on $10k61.11%

−16.0%Worst dropSmaller is better−23.5%

18.6%VolatilityLower is calmer24.6%

GLDIUSOI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLDI vs USOI: Top 5 Holdings

Today

GLDI

[…]in top 5

USOI

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GLDI vs USOI Returns, Every Period

ETRACSGLDI

+11.2%

5 years, per year

USOIETRACS

+13.1%

5 years, per year

GLDIUSOIFaded: behind in that period

1–3USOI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

GLDI vs USOI

YTD

ETRACSGLDI

−3.3%

USOIETRACS

+49.6%

−3.3%Year to date+49.6%

−16.0%Worst drop · 1Y−23.5%

18.6%Volatility · 1Y24.6%

28.0%Yield61.1%

$177MAssets$305M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLDI, USOI, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

GLDI0.65%$65

USOI0.85%$85

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: GLDI, USOI, SCHD

61.11%highest, USOI

FundTrailing yieldYield$10k

USOI61.11%$6,111

GLDI27.98%$2,798

SCHD3.00%$300

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$6,026most kept, USOI

USOI$6,111 − $85 = $6,026

GLDI$2,798 − $65 = $2,733

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: GLDI, USOI, SCHD

Today

[…]holdings […]

GLDIUSOISCHD

GLDI—[…][…]

USOI[…]—[…]

SCHD[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+47.6%USOI, at 24.6% volatility

SCHDWorst drop−6.9%11.7% vol

GLDIWorst drop−16.0%18.6% vol

USOIWorst drop−23.5%24.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USOISCHD

+49.6%Year to date+31.4%

61.1%Yield3.0%

+47.6%Past year+37.0%

0.85%Fee0.06%

3–1USOI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026