Compare · 3 funds side by side · dividends reinvested

GLDM, IEFA and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,676GLDM · best of the three

02 / 04

GLDM, IEFA and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B1.6

iShares Core MSCI EAFE ETFInternational · Developed0.07%3.47%+7.7%+11.9%+18.5%+7.8%−11.5%16.2%$189B1.9

SPDR Gold MiniShares TrustCommodities · Gold0.10%0.00%−5.8%+2.0%+27.0%+17.8%−28.0%28.8%$30.5B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: GLDM 2018 · IEFA 2012 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold MiniShares Trust · $30.5B$22,676

GLDM

IEFA

iShares Core MSCI EAFE ETF · $189B$14,591

$10,000 five years ago, dividends reinvested

GLDMMeasureIEFA

−5.8%Year to dateJan 1 → Nov 6+7.7%

+2.0%1 yearTotal return+11.9%

+27.0%3 years · per year$10,000 became $20,492 · $16,646+18.5%

+17.8%5 years · per year$10,000 became $22,676 · $14,591+7.8%

0.10%Expense ratio$10 · $7 a year on $10k · lower is better0.07%

0.00%Trailing 12-mo yield$0 · $347 a year on $10k3.47%

−28.0%Worst dropSmaller is better−11.5%

28.8%VolatilityLower is calmer16.2%

GLDMIEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6IEFA wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLDM vs IEFA: Top 5 Holdings

Today

GLDM

[…]in top 5

IEFA

in top 57.1%

GLDMStockIEFA

not top 5ASML.AS2.2%

not top 5ROP.SW1.3%

not top 5NOVN.SW1.2%

not top 5HSBA.L1.2%

not top 5SHEL.L1.2%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GLDM vs IEFA Returns, Every Period

SPDRGLDM

+17.8%

5 years, per year

IEFAiShares

+7.8%

5 years, per year

GLDMIEFAFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Commodities vs International: GLDM vs IEFA

YTD

SPDRGLDM

−5.8%

IEFAiShares

+7.7%

−5.8%Year to date+7.7%

−28.0%Worst drop · 1Y−11.5%

28.8%Volatility · 1Y16.2%

0.0%Yield3.5%

$30.5BAssets$189B

4–0IEFA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLDM, IEFA, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

IEFA0.07%$7

GLDM0.10%$10

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: GLDM, IEFA, VEA

3.47%highest, IEFA

FundTrailing yieldYield$10k

IEFA3.47%$347

VEA2.51%$251

GLDM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

VEA$251 − $3 = $248

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: GLDM, IEFA, VEA

Today

71.3%most shared, IEFA and VEA

GLDMIEFAVEA

GLDM—[…][…]

IEFA[…]—71.3%

VEA[…]71.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+14.8%VEA, at 18.1% volatility

IEFAWorst drop−11.5%16.2% vol

VEAWorst drop−11.6%18.1% vol

GLDMWorst drop−28.0%28.8% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IEFAVEA

+7.7%Year to date+9.7%

3.5%Yield2.5%

+11.9%Past year+14.8%

0.07%Fee0.03%

3–1VEA wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026