Compare · 2 funds side by side · dividends reinvested

GLDM and XLF

GLDMSPDR×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$22,676GLDM · best of the two

02 / 04

GLDM and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.3

SPDR Gold MiniShares TrustCommodities · Gold0.10%0.00%−5.8%+2.0%+27.0%+17.8%−28.0%28.8%$30.5B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: GLDM 2018 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

SPDR Gold MiniShares Trust · $30.5B$22,676

GLDM

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

$10,000 five years ago, dividends reinvested

GLDMMeasureXLF

−5.8%Year to dateJan 1 → Nov 6+5.7%

+2.0%1 yearTotal return+10.4%

+27.0%3 years · per year$10,000 became $20,492 · $18,391+22.5%

+17.8%5 years · per year$10,000 became $22,676 · $15,474+9.1%

0.10%Expense ratio$10 · $8 a year on $10k · lower is better0.08%

0.00%Trailing 12-mo yield$0 · $144 a year on $10k1.44%

−28.0%Worst dropSmaller is better−14.8%

28.8%VolatilityLower is calmer15.3%

GLDMXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GLDM vs XLF: Top 5 Holdings

Today

GLDM

[…]in top 5

XLF

in top 543.7%

GLDMStockXLF

not top 5BRK-B13.2%

not top 5JPM11.1%

not top 5V8.9%

not top 5MA6.5%

not top 5BAC4.0%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GLDM vs XLF Returns, Every Period

SPDRGLDM

+17.8%

5 years, per year

XLFSPDR

+9.1%

5 years, per year

GLDMXLFFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Commodities vs Sector: GLDM vs XLF

YTD

SPDRGLDM

−5.8%

XLFSPDR

+5.7%

−5.8%Year to date+5.7%

−28.0%Worst drop · 1Y−14.8%

28.8%Volatility · 1Y15.3%

0.0%Yield1.4%

$30.5BAssets$55.5B

4–0XLF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GLDM, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

GLDM0.10%$10

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: GLDM, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

GLDM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

GLDM$0 − $10 = −$10

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: GLDM, XLF

Today

[…]holdings […]

GLDMXLF

GLDM—[…]

XLF[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+10.4%XLF, at 15.3% volatility

XLFWorst drop−14.8%15.3% vol

GLDMWorst drop−28.0%28.8% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

XLFGLDM

+5.7%Year to date−5.8%

1.4%Yield0.0%

+10.4%Past year+2.0%

0.08%Fee0.10%

4–0XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−6.0%

−5.8%Year to date−6.0%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

2–0GLDM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026