Compare · 3 funds side by side · dividends reinvested

GMMF, SGOV and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

GMMF, SGOV and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.8

iShares Government Money Market ETFBonds & Cash · Cash & T-bills0.20%3.46%+3.0%+4.6%[…][…]−0.0%0.9%$192M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: GMMF 2025 · SGOV 2020 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

iShares Government Money Market ETF · $192M[…]

GMMF

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,084

$10,000 five years ago, dividends reinvested

GMMFMeasureSGOV

+3.0%Year to dateJan 1 → Nov 3+3.1%

+4.6%1 yearTotal return+3.8%

[…]3 years · per year$10,000 became […] · $11,420+4.5%

[…]5 years · per year$10,000 became […] · $12,084+3.9%

0.20%Expense ratio$20 · $9 a year on $10k · lower is better0.09%

3.46%Trailing 12-mo yield$346 · $363 a year on $10k3.63%

−0.0%Worst dropSmaller is better0.0%

0.9%VolatilityLower is calmer0.2%

GMMFSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–5SGOV wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GMMF vs SGOV: Top 5 Holdings

Today

GMMF

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

GMMF vs SGOV Returns, Every Period

iSharesGMMF

+4.6%

past year

SGOViShares

+3.8%

past year

GMMFSGOVFaded: behind in that period

1–1Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

GMMF vs SGOV

YTD

iSharesGMMF

+3.0%

SGOViShares

+3.1%

+3.0%Year to date+3.1%

−0.0%Worst drop · 1Y+0.0%

0.9%Volatility · 1Y0.2%

3.5%Yield3.6%

$192MAssets$117B

4–0SGOV wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GMMF, SGOV, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SGOV0.09%$9

GMMF0.20%$20

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: GMMF, SGOV, VOO

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

GMMF3.46%$346

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

GMMF$346 − $20 = $326

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: GMMF, SGOV, VOO

Today

[…]holdings […]

GMMFSGOVVOO

GMMF—[…][…]

SGOV[…]—[…]

VOO[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

SGOVWorst drop0.0%0.2% vol

GMMFWorst drop−0.0%0.9% vol

VOOWorst drop−8.9%12.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVVOO

+3.1%Year to date+11.5%

3.6%Yield1.1%

+3.8%Past year+11.9%

0.09%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.1B

1–0BIL wins

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026