Compare · 3 funds side by side · dividends reinvested

GMMF, USFR and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,187USFR · best of the three

02 / 04

GMMF, USFR and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

WisdomTree Floating Rate Treasury FundBonds & Cash · Cash & T-bills0.15%3.71%+3.4%+4.1%+4.6%+4.0%−0.0%0.3%$21.2B1.6

iShares Government Money Market ETFBonds & Cash · Cash & T-bills0.20%3.60%+3.0%+4.6%[…][…]−0.0%0.9%$191M2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: GMMF 2025 · USFR 2014 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,983

BND

USFR

WisdomTree Floating Rate Treasury Fund · $21.2B$12,187

$10,000 five years ago, dividends reinvested

BNDMeasureUSFR

+0.1%Year to dateJan 1 → Nov 5+3.4%

+0.4%1 yearTotal return+4.1%

+5.6%3 years · per year$10,000 became $11,761 · $11,453+4.6%

−0.0%5 years · per year$10,000 became $9,983 · $12,187+4.0%

0.03%Expense ratio$3 · $15 a year on $10k · lower is better0.15%

4.12%Trailing 12-mo yield$412 · $371 a year on $10k3.71%

−4.5%Worst dropSmaller is better−0.0%

4.0%VolatilityLower is calmer0.3%

BNDUSFR Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5USFR wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs USFR: Top 5 Holdings

Today

BND

[…]in top 5

USFR

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BND vs USFR Returns, Every Period

VanguardBND

−0.0%

5 years, per year

USFRWisdomTree

+4.0%

5 years, per year

BNDUSFRFaded: behind in that period

1–3USFR wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

BND vs USFR

YTD

VanguardBND

+0.1%

USFRWisdomTree

+3.4%

+0.1%Year to date+3.4%

−4.5%Worst drop · 1Y−0.0%

4.0%Volatility · 1Y0.3%

4.1%Yield3.7%

$161BAssets$21.2B

3–1USFR wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GMMF, USFR, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

USFR0.15%$15

GMMF0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: GMMF, USFR, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

USFR3.71%$371

GMMF3.60%$360

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

USFR$371 − $15 = $356

GMMF$360 − $20 = $340

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: GMMF, USFR, BND

Today

[…]holdings […]

GMMFUSFRBND

GMMF—[…][…]

USFR[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+4.6%GMMF, at 0.9% volatility

USFRWorst drop−0.0%0.3% vol

GMMFWorst drop−0.0%0.9% vol

BNDWorst drop−4.5%4.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDUSFR

+0.1%Year to date+3.4%

4.1%Yield3.7%

+0.4%Past year+4.1%

0.03%Fee0.15%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026