Compare · 3 funds side by side · dividends reinvested

GMMF, USFR and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,189USFR · best of the three

02 / 04

GMMF, USFR and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

WisdomTree Floating Rate Treasury FundBonds & Cash · Cash & T-bills0.15%3.71%+3.4%+4.1%+4.6%+4.0%−0.0%0.3%$21.2B1.6

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

iShares Government Money Market ETFBonds & Cash · Cash & T-bills0.20%3.53%+3.1%+4.6%[…][…]−0.0%0.9%$192M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: GMMF 2025 · USFR 2014 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares Government Money Market ETF · $192M[…]

GMMF

USFR

WisdomTree Floating Rate Treasury Fund · $21.2B$12,189

$10,000 five years ago, dividends reinvested

GMMFMeasureUSFR

+3.1%Year to dateJan 1 → Nov 6+3.4%

+4.6%1 yearTotal return+4.1%

[…]3 years · per year$10,000 became […] · $11,450+4.6%

[…]5 years · per year$10,000 became […] · $12,189+4.0%

0.20%Expense ratio$20 · $15 a year on $10k · lower is better0.15%

3.53%Trailing 12-mo yield$353 · $371 a year on $10k3.71%

−0.0%Worst dropSmaller is better−0.0%

0.9%VolatilityLower is calmer0.3%

GMMFUSFR Winner of the row, in its colourEach row: the bigger of the two fills its side

1–4USFR wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GMMF vs USFR: Top 5 Holdings

Today

GMMF

[…]in top 5

USFR

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

GMMF vs USFR Returns, Every Period

iSharesGMMF

+4.6%

past year

USFRWisdomTree

+4.1%

past year

GMMFUSFRFaded: behind in that period

1–1Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

GMMF vs USFR

YTD

iSharesGMMF

+3.1%

USFRWisdomTree

+3.4%

+3.1%Year to date+3.4%

−0.0%Worst drop · 1Y−0.0%

0.9%Volatility · 1Y0.3%

3.5%Yield3.7%

$192MAssets$21.2B

3–0USFR wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GMMF, USFR, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

USFR0.15%$15

GMMF0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: GMMF, USFR, SGOV

3.71%highest, USFR

FundTrailing yieldYield$10k

USFR3.71%$371

SGOV3.63%$363

GMMF3.53%$353

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$356most kept, USFR

USFR$371 − $15 = $356

SGOV$363 − $9 = $354

GMMF$353 − $20 = $333

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: GMMF, USFR, SGOV

Today

[…]holdings […]

GMMFUSFRSGOV

GMMF—[…][…]

USFR[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+4.6%GMMF, at 0.9% volatility

SGOVWorst drop0.0%0.2% vol

USFRWorst drop−0.0%0.3% vol

GMMFWorst drop−0.0%0.9% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USFRSGOV

+3.4%Year to date+3.2%

3.7%Yield3.6%

+4.1%Past year+3.8%

0.15%Fee0.09%

3–1USFR wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026