Compare · 3 funds side by side · dividends reinvested

GPRF, SPY and GLD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$22,656GLD · best of the three

02 / 04

GPRF, SPY and GLD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.6

Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETFCommodities · Gold0.45%5.92%−0.5%−0.3%[…][…]−4.2%4.0%$167M1.8

SPDR Gold SharesCommodities · Gold0.40%0.00%−4.2%+3.7%+27.3%+17.8%−28.3%29.0%$136B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: GPRF 2024 · SPY 1993 · GLD 2004

Head to Head

Swap sides Versus in desk

Head to Head

Goldman Sachs Access U.S. Preferred Stock and Hybrid Securities ETF · $167M[…]

GPRF

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

GPRFMeasureSPY

−0.5%Year to dateJan 1 → Nov 9+11.2%

−0.3%1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $18,118+21.9%

[…]5 years · per year$10,000 became […] · $17,493+11.8%

0.45%Expense ratio$45 · $9 a year on $10k · lower is better0.09%

5.92%Trailing 12-mo yield$592 · $101 a year on $10k1.01%

−4.2%Worst dropSmaller is better−8.9%

4.0%VolatilityLower is calmer13.7%

GPRFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GPRF vs SPY: Top 5 Holdings

Today

GPRF

2.1%in top 5

SPY

in top 527.8%

GPRFStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

0.5%MS-PQnot top 5

0.4%JPM-PJnot top 5

0.4%T-PCnot top 5

0.4%MS-PInot top 5

0.4%USB-PHnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

GPRF vs SPY Returns, Every Period

Goldman SachsGPRF

−0.3%

past year

SPYSPDR

+13.5%

past year

GPRFSPYFaded: behind in that period

0–2SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Commodities vs Core: GPRF vs SPY

YTD

Goldman SachsGPRF

−0.5%

SPYSPDR

+11.2%

−0.5%Year to date+11.2%

−4.2%Worst drop · 1Y−8.9%

4.0%Volatility · 1Y13.7%

5.9%Yield1.0%

$167MAssets$778B

3–1GPRF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GPRF, SPY, GLD

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

GLD0.40%$40

GPRF0.45%$45

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: GPRF, SPY, GLD

5.92%highest, GPRF

FundTrailing yieldYield$10k

GPRF5.92%$592

SPY1.01%$101

GLD0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$547most kept, GPRF

GPRF$592 − $45 = $547

SPY$101 − $9 = $92

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: GPRF, SPY, GLD

Today

0.0%most shared, GPRF and SPY

GPRFSPYGLD

GPRF—0.0%[…]

SPY0.0%—[…]

GLD[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

GPRFWorst drop−4.2%4.0% vol

SPYWorst drop−8.9%13.7% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

GPRFSPY

−0.5%Year to date+11.2%

5.9%Yield1.0%

−0.3%Past year+13.5%

0.45%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

GLDM vs GLD

YTD

SPDRGLDM

−4.1%

GLDSPDR

−4.2%

−4.1%Year to date−4.2%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.8BAssets$136B

2–0GLDM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026