Compare · 3 funds side by side · dividends reinvested

GSIB, XLF and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

GSIB, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.5

Themes Global Systemically Important Banks ETFSectors · Financials0.35%1.68%+13.2%+26.0%[…][…]−13.9%18.2%$39M1.8

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: GSIB 2023 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Themes Global Systemically Important Banks ETF · $39M[…]

GSIB

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,353

$10,000 five years ago, dividends reinvested · they hold 20.8% in common

GSIBMeasureXLF

+13.2%Year to dateJan 1 → Nov 3+5.7%

+26.0%1 yearTotal return+10.9%

[…]3 years · per year$10,000 became […] · $19,057+24.0%

[…]5 years · per year$10,000 became […] · $15,353+9.0%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

1.68%Trailing 12-mo yield$168 · $144 a year on $10k1.44%

−13.9%Worst dropSmaller is better−14.8%

18.2%VolatilityLower is calmer14.6%

GSIBXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2GSIB wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GSIB vs XLF: Top 5 Holdings

Today

GSIB

20.1%in top 5

XLF

in top 543.3%

GSIBStockXLF

not top 5BRK-B12.6%

not top 5JPM11.4%

not top 5V8.7%

not top 5MA6.4%

not top 5BAC4.1%

4.1%1288.HKnot top 5

4.0%0939.HKnot top 5

4.0%IDCBYnot top 5

4.0%3328.HKnot top 5

3.9%TDnot top 5

Held in common20.8%

End-of-day Nov 3, 2026 · share of each fund

GSIB vs XLF Returns, Every Period

ThemesGSIB

+26.0%

past year

XLFSPDR

+10.9%

past year

GSIBXLFFaded: behind in that period

2–0GSIB wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

GSIB vs XLF

YTD

ThemesGSIB

+13.2%

XLFSPDR

+5.7%

+13.2%Year to date+5.7%

−13.9%Worst drop · 1Y−14.8%

18.2%Volatility · 1Y14.6%

1.7%Yield1.4%

$38.9MAssets$54.2B

3–1GSIB wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GSIB, XLF, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

GSIB0.35%$35

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: GSIB, XLF, VOO

1.68%highest, GSIB

FundTrailing yieldYield$10k

GSIB1.68%$168

XLF1.44%$144

VOO1.07%$107

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

GSIB$168 − $35 = $133

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: GSIB, XLF, VOO

Today

20.8%most shared, GSIB and XLF

GSIBXLFVOO

GSIB—20.8%3.5%

XLF20.8%—11.3%

VOO3.5%11.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+26.0%GSIB, at 18.2% volatility

VOOWorst drop−8.9%12.7% vol

XLFWorst drop−14.8%14.6% vol

GSIBWorst drop−13.9%18.2% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

GSIBVOO

+13.2%Year to date+11.5%

1.7%Yield1.1%

+26.0%Past year+11.9%

0.35%Fee0.03%

3–1GSIB wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026