Compare · 4 funds side by side · dividends reinvested

GSST, VCIT, SCHD and MUB

GSSTGoldman Sachs×VCITVanguard×SCHDSchwab×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,459SCHD · best of the four

02 / 04

GSST, VCIT, SCHD and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Goldman Sachs Ultra Short Bond ETFBonds & Cash · Ultra-short0.20%4.18%+3.3%+4.0%+5.4%+4.1%−0.2%0.5%$1.8B2.1

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$122B2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.5

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.1B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: GSST 2019 · VCIT 2009 · SCHD 2011 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

GSST

Goldman Sachs Ultra Short Bond ETF · $1.8B$12,225

$10,000 five years ago, dividends reinvested

VCITMeasureGSST

−0.7%Year to dateJan 1 → Nov 9+3.3%

+0.0%1 yearTotal return+4.0%

+6.6%3 years · per year$10,000 became $12,129 · $11,700+5.4%

+1.0%5 years · per year$10,000 became $10,510 · $12,225+4.1%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

5.02%Trailing 12-mo yield$502 · $418 a year on $10k4.18%

−4.9%Worst dropSmaller is better−0.2%

4.5%VolatilityLower is calmer0.5%

VCITGSST Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5GSST wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs GSST: Top 5 Holdings

Today

VCIT

[…]in top 5

GSST

in top 51.3%

VCITStockGSST

not top 5GIL1.3%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs GSST Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

GSSTGoldman Sachs

+4.1%

5 years, per year

VCITGSSTFaded: behind in that period

1–3GSST wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VCIT vs GSST

YTD

VanguardVCIT

−0.7%

GSSTGoldman Sachs

+3.3%

−0.7%Year to date+3.3%

−4.9%Worst drop · 1Y−0.2%

4.5%Volatility · 1Y0.5%

5.0%Yield4.2%

$66.6BAssets$1.8B

3–1GSST wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GSST, VCIT, SCHD, MUB

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

MUB0.05%$5

SCHD0.06%$6

GSST0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: GSST, VCIT, SCHD, MUB

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

GSST4.18%$418

MUB3.26%$326

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

GSST$418 − $20 = $398

MUB$326 − $5 = $321

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: GSST, VCIT, SCHD, MUB

Today

0.0%most shared, GSST and SCHD

GSSTVCITSCHDMUB

GSST—[…]0.0%[…]

VCIT[…]—[…][…]

SCHD0.0%[…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

GSSTWorst drop−0.2%0.5% vol

MUBWorst drop−6.3%3.7% vol

VCITWorst drop−4.9%4.5% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSCHD

−0.7%Year to date+33.2%

5.0%Yield3.0%

+0.0%Past year+39.1%

0.03%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026