Compare · 3 funds side by side · dividends reinvested

GTO, XLF and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,474XLF · best of the three

02 / 04

GTO, XLF and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$54.5B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

Invesco Total Return Bond ETFBonds & Cash · Core aggregate0.35%4.92%−0.2%+0.6%+5.8%−0.2%−4.5%3.7%$2.6B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: GTO 2016 · XLF 1998 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Invesco Total Return Bond ETF · $2.6B$9,896

GTO

XLF

State Street Financial Select Sector SPDR ETF · $54.5B$15,474

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

GTOMeasureXLF

−0.2%Year to dateJan 1 → Nov 6+5.7%

+0.6%1 yearTotal return+10.4%

+5.8%3 years · per year$10,000 became $11,847 · $18,391+22.5%

−0.2%5 years · per year$10,000 became $9,896 · $15,474+9.1%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

4.92%Trailing 12-mo yield$492 · $144 a year on $10k1.44%

−4.5%Worst dropSmaller is better−14.8%

3.7%VolatilityLower is calmer15.3%

GTOXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

GTO vs XLF: Top 5 Holdings

Today

GTO

3.2%in top 5

XLF

in top 543.7%

GTOStockXLF

not top 5BRK-B13.2%

not top 5JPM11.1%

not top 5V8.9%

not top 5MA6.5%

not top 5BAC4.0%

2.0%AGPXXnot top 5

0.6%ISDBnot top 5

0.3%GTOCnot top 5

0.1%GTOQnot top 5

0.1%METAMnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

GTO vs XLF Returns, Every Period

InvescoGTO

−0.2%

5 years, per year

XLFSPDR

+9.1%

5 years, per year

GTOXLFFaded: behind in that period

0–4XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

GTO vs SGOV

YTD

InvescoGTO

−0.2%

SGOViShares

+3.2%

−0.2%Year to date+3.2%

−4.5%Worst drop · 1Y+0.0%

3.7%Volatility · 1Y0.2%

4.9%Yield3.6%

$2.6BAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: GTO, XLF, SGOV

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

SGOV0.09%$9

GTO0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: GTO, XLF, SGOV

4.92%highest, GTO

FundTrailing yieldYield$10k

GTO4.92%$492

SGOV3.63%$363

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$457most kept, GTO

GTO$492 − $35 = $457

SGOV$363 − $9 = $354

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: GTO, XLF, SGOV

Today

0.0%most shared, GTO and XLF

GTOXLFSGOV

GTO—0.0%[…]

XLF0.0%—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+10.4%XLF, at 15.3% volatility

SGOVWorst drop0.0%0.2% vol

GTOWorst drop−4.5%3.7% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

GTOXLF

−0.2%Year to date+5.7%

4.9%Yield1.4%

+0.6%Past year+10.4%

0.35%Fee0.08%

3–1XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026