Compare · 3 funds side by side · dividends reinvested

GTO, XLF and VCIT

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,733XLF · best of the three

Story of the three · IncomeMost incomeVCIT · 5.05% · $505 a year on $10k

Story of the three · RiskSmallest drop

GTO, XLF and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.42%+7.7%+12.2%+21.8%+9.5%−14.8%15.3%$53.4B1.9

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.05%−1.4%−0.6%+6.2%+0.8%−4.9%4.5%$66.6B2.0

Invesco Total Return Bond ETFBonds & Cash · Core aggregate0.35%4.95%−0.7%−0.2%+5.1%−0.3%−4.5%3.7%$2.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: GTO 2016 · XLF 1998 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Invesco Total Return Bond ETF · $2.6B$9,843

GTO

XLF

State Street Financial Select Sector SPDR ETF · $53.4B$15,733

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

GTOMeasure

More Ways to See the Pairs

GTO vs XLF: Top 5 Holdings

Today

GTO

4.0%in top 5

XLF

in top 543.6%

GTOStockXLF

not top 5BRK-B13.1%

not top 5JPM11.1%

not top 5V8.8%

not top 5MA6.5%

not top 5BAC4.0%

Cost, Income and Risk

Fees: GTO, XLF, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

XLF0.08%$8

GTO0.35%$35

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: GTO, XLF, VCIT

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

XLF

−0.7%Year to dateJan 1 → Nov 10+7.7%

−0.2%1 yearTotal return+12.2%

+5.1%3 years · per year$10,000 became $11,621 · $18,086+21.8%

−0.3%5 years · per year$10,000 became $9,843 · $15,733+9.5%

0.35%Expense ratio$35 · $8 a year on $10k · lower is better0.08%

4.95%Trailing 12-mo yield$495 · $142 a year on $10k1.42%

−4.5%Worst dropSmaller is better−14.8%

3.7%VolatilityLower is calmer15.3%

GTOXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5XLF wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

2.8%AGPXXnot top 5

0.6%ISDBnot top 5

0.3%GTOCnot top 5

0.1%GTOQnot top 5

0.1%METAMnot top 5

Held in common0.0%

End-of-day Nov 10, 2026 · share of each fund

GTO vs XLF Returns, Every Period

5Y

InvescoGTO

−0.3%

5 years, per year

XLFSPDR

+9.5%

5 years, per year

GTOXLFFaded: behind in that period

0–4XLF wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

GTO vs VCIT

YTD

InvescoGTO

−0.7%

VCITVanguard

−1.4%

−0.7%Year to date−1.4%

−4.5%Worst drop · 1Y−4.9%

3.7%Volatility · 1Y4.5%

4.9%Yield5.1%

$2.6BAssets$66.6B

3–1GTO wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

1Y

5.05%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.05%$505

GTO4.95%$495

XLF1.42%$142

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$502most kept, VCIT

VCIT$505 − $3 = $502

GTO$495 − $35 = $460

XLF$142 − $8 = $134

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: GTO, XLF, VCIT

Today

0.0%most shared, GTO and XLF

GTOXLFVCIT

GTO—0.0%[…]

XLF0.0%—[…]

VCIT[…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+12.2%XLF, at 15.3% volatility

GTOWorst drop−4.5%3.7% vol

VCITWorst drop−4.9%4.5% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

VCITXLF

−1.4%Year to date+7.7%

5.1%Yield1.4%

−0.6%Past year+12.2%

0.03%Fee0.08%

2–2level

End-of-day Nov 10, 2026

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

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GTO, XLF and VCIT

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three