Compare · 3 funds side by side · dividends reinvested

HAPI, DFAC and IJH

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,417DFAC · best of the three

02 / 04

HAPI, DFAC and IJH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+15.8%+17.7%+23.2%+11.7%−8.5%12.3%$87.6B1.6

iShares Core S&P Mid-Cap ETFUS Stock Styles · Mid cap0.05%1.21%+13.9%+16.4%+18.4%+7.9%−8.8%15.0%$125B2.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$491M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · IJH 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M[…]

HAPI

DFAC

Dimensional - US Core Equity 2 ETF · $87.6B$17,417

$10,000 five years ago, dividends reinvested · they hold 41.5% in common

HAPIMeasureDFAC

+12.3%Year to dateJan 1 → Nov 4+15.8%

+13.6%1 yearTotal return+17.7%

+23.9%3 years · per year$10,000 became $19,002 · $18,682+23.2%

[…]5 years · per year$10,000 became […] · $17,417+11.7%

0.35%Expense ratio$35 · $21 a year on $10k · lower is better0.21%

0.77%Trailing 12-mo yield$77 · $87 a year on $10k0.87%

−8.1%Worst dropSmaller is better−8.5%

12.2%VolatilityLower is calmer12.3%

HAPIDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DFAC wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DFAC: Top 5 Holdings

Today

HAPI

27.0%in top 5

DFAC

in top 520.1%

HAPIStockDFAC

5.9%MSFT4.8%

5.9%AAPL5.6%

5.7%AMZN2.6%

5.1%NVDA5.3%

4.4%META1.9%

Held in common41.5%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs DFAC Returns, Every Period

HarborHAPI

+13.6%

past year

DFACDimensional

+17.7%

past year

HAPIDFACFaded: behind in that period

1–2DFAC wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPI vs IJH

YTD

HarborHAPI

+12.3%

IJHiShares

+13.9%

+12.3%Year to date+13.9%

−8.1%Worst drop · 1Y−8.8%

12.2%Volatility · 1Y15.0%

0.8%Yield1.2%

$491MAssets$125B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, IJH

Today

0.05%lowest, IJH

FundExpense ratioFee$10k

IJH0.05%$5

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, IJH

1.21%highest, IJH

FundTrailing yieldYield$10k

IJH1.21%$121

DFAC0.87%$87

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$116most kept, IJH

IJH$121 − $5 = $116

DFAC$87 − $21 = $66

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, IJH

Today

41.5%most shared, HAPI and DFAC

HAPIDFACIJH

HAPI—41.5%0.2%

DFAC41.5%—11.5%

IJH0.2%11.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%DFAC, at 12.3% volatility

HAPIWorst drop−8.1%12.2% vol

DFACWorst drop−8.5%12.3% vol

IJHWorst drop−8.8%15.0% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

IJHDFAC

+13.9%Year to date+15.8%

1.2%Yield0.9%

+16.4%Past year+17.7%

0.05%Fee0.21%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026