Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, IVV and IJR

HAPIHarbor×DFACDimensional×IVViShares×IJRiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,118IVV · best of the four

02 / 04

HAPI, DFAC, IVV and IJR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$887B2.3

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+15.8%+17.7%+23.2%+11.7%−8.5%12.3%$89.2B2.4

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.20%+19.9%+22.7%+19.3%+6.8%−9.7%15.8%$108B2.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · IVV 2000 · IJR 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

IJR

iShares Core S&P Small-Cap ETF · $108B$13,920

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

HAPIMeasureIJR

+12.3%Year to dateJan 1 → Nov 4+19.9%

+13.6%1 yearTotal return+22.7%

+23.9%3 years · per year$10,000 became $19,002 · $16,979+19.3%

[…]5 years · per year$10,000 became […] · $13,920+6.8%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

0.77%Trailing 12-mo yield$77 · $120 a year on $10k1.20%

−8.1%Worst dropSmaller is better−9.7%

12.2%VolatilityLower is calmer15.8%

HAPIIJR Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4IJR wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs IJR: Top 5 Holdings

Today

HAPI

27.0%in top 5

IJR

in top 52.7%

HAPIStockIJR

5.9%MSFTnot top 5

5.9%AAPLnot top 5

5.7%AMZNnot top 5

5.1%NVDAnot top 5

4.4%METAnot top 5

not top 5VSAT0.6%

not top 5PAYC0.6%

not top 5RHP0.5%

not top 5PTGX0.5%

not top 5MTCH0.5%

Held in common0.1%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs IJR Returns, Every Period

HarborHAPI

+13.6%

past year

IJRiShares

+22.7%

past year

HAPIIJRFaded: behind in that period

1–2IJR wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPI vs IJR

YTD

HarborHAPI

+12.3%

IJRiShares

+19.9%

+12.3%Year to date+19.9%

−8.1%Worst drop · 1Y−9.7%

12.2%Volatility · 1Y15.8%

0.8%Yield1.2%

$503MAssets$108B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, IVV, IJR

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

IJR0.06%$6

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, IVV, IJR

1.20%highest, IJR

FundTrailing yieldYield$10k

IJR1.20%$120

IVV1.09%$109

DFAC0.87%$87

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$114most kept, IJR

IJR$120 − $6 = $114

IVV$109 − $3 = $106

DFAC$87 − $21 = $66

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, IVV, IJR

Today

68.9%most shared, DFAC and IVV

HAPIDFACIVVIJR

HAPI—41.5%50.2%0.1%

DFAC41.5%—68.9%6.4%

IVV50.2%68.9%—0.0%

IJR0.1%6.4%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.7%IJR, at 15.8% volatility

HAPIWorst drop−8.1%12.2% vol

DFACWorst drop−8.5%12.3% vol

IVVWorst drop−8.9%12.9% vol

IJRWorst drop−9.7%15.8% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

IJRDFAC

+19.9%Year to date+15.8%

1.2%Yield0.9%

+22.7%Past year+17.7%

0.06%Fee0.21%

4–0IJR wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026