Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, IVV and VTV

HAPIHarbor×DFACDimensional×IVViShares×VTVVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,352VTV · best of the four

02 / 04

HAPI, DFAC, IVV and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.80%+22.8%+27.5%+22.9%+12.9%−6.4%10.2%$184B1.4

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.09%+13.4%+13.5%+24.2%+12.6%−8.9%12.9%$887B2.6

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+15.8%+17.7%+23.2%+11.7%−8.5%12.3%$89.2B2.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · IVV 2000 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Value ETF · $184B$18,352

VTV

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 35.3% in common

VTVMeasureHAPI

+22.8%Year to dateJan 1 → Nov 4+12.3%

+27.5%1 yearTotal return+13.6%

+22.9%3 years · per year$10,000 became $18,551 · $19,002+23.9%

+12.9%5 years · per year$10,000 became $18,352 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.80%Trailing 12-mo yield$180 · $77 a year on $10k0.77%

−6.4%Worst dropSmaller is better−8.1%

10.2%VolatilityLower is calmer12.2%

VTVHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1VTV wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTV vs HAPI: Top 5 Holdings

Today

VTV

15.8%in top 5

HAPI

in top 527.0%

VTVStockHAPI

not top 5MSFT5.9%

not top 5AAPL5.9%

not top 5AMZN5.7%

not top 5NVDA5.1%

4.6%MUnot top 5

not top 5META4.4%

3.3%JPMnot top 5

2.9%BRK-Bnot top 5

2.6%XOMnot top 5

2.4%JNJnot top 5

Held in common35.3%

End-of-day Nov 4, 2026 · share of each fund

VTV vs HAPI Returns, Every Period

VanguardVTV

+27.5%

past year

HAPIHarbor

+13.6%

past year

VTVHAPIFaded: behind in that period

2–1VTV wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Stocks vs Core: VTV vs IVV

YTD

VanguardVTV

+22.8%

IVViShares

+13.4%

+22.8%Year to date+13.4%

−6.4%Worst drop · 1Y−8.9%

10.2%Volatility · 1Y12.9%

1.8%Yield1.1%

$184BAssets$887B

4–0VTV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, IVV, VTV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VTV0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, IVV, VTV

1.80%highest, VTV

FundTrailing yieldYield$10k

VTV1.80%$180

IVV1.09%$109

DFAC0.87%$87

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

IVV$109 − $3 = $106

DFAC$87 − $21 = $66

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, IVV, VTV

Today

68.9%most shared, DFAC and IVV

HAPIDFACIVVVTV

HAPI—41.5%50.2%35.3%

DFAC41.5%—68.9%37.7%

IVV50.2%68.9%—43.5%

VTV35.3%37.7%43.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+27.5%VTV, at 10.2% volatility

VTVWorst drop−6.4%10.2% vol

HAPIWorst drop−8.1%12.2% vol

DFACWorst drop−8.5%12.3% vol

IVVWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VTVDFAC

+22.8%Year to date+15.8%

1.8%Yield0.9%

+27.5%Past year+17.7%

0.03%Fee0.21%

4–0VTV wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.9B

1–0VTV wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026