Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, QQQ and IVV

HAPIHarbor×DFACDimensional×QQQInvesco×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,509QQQ · best of the four

02 / 04

HAPI, DFAC, QQQ and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$853B2.1

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.90%+11.4%+13.8%+21.0%+10.6%−8.5%12.9%$85.6B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$483M2.4

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$446B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · QQQ 1999 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Dimensional - US Core Equity 2 ETF · $85.6B$16,525

DFAC

IVV

iShares Core S&P 500 ETF · $853B$17,177

$10,000 five years ago, dividends reinvested · they hold 69.0% in common

DFACMeasureIVV

+11.4%Year to dateJan 1 → Nov 6+8.7%

+13.8%1 yearTotal return+9.8%

+21.0%3 years · per year$10,000 became $17,722 · $18,084+21.8%

+10.6%5 years · per year$10,000 became $16,525 · $17,177+11.4%

0.21%Expense ratio$21 · $3 a year on $10k · lower is better0.03%

0.90%Trailing 12-mo yield$90 · $114 a year on $10k1.14%

−8.5%Worst dropSmaller is better−8.9%

12.9%VolatilityLower is calmer13.6%

DFACIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DFAC vs IVV: Top 5 Holdings

Today

DFAC

20.4%in top 5

IVV

in top 527.8%

DFACStockIVV

5.9%AAPL7.9%

4.8%NVDA6.9%

5.0%MSFT6.3%

2.7%AMZN4.0%

not top 5GOOGL2.6%

1.9%METAnot top 5

Held in common69.0%

End-of-day Nov 6, 2026 · share of each fund

DFAC vs IVV Returns, Every Period

DimensionalDFAC

+10.6%

5 years, per year

IVViShares

+11.4%

5 years, per year

DFACIVVFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: DFAC vs IVV

YTD

DimensionalDFAC

+11.4%

IVViShares

+8.7%

+11.4%Year to date+8.7%

−8.5%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.6%

0.9%Yield1.1%

$85.6BAssets$853B

3–1DFAC wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, QQQ, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

QQQ0.18%$18

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, QQQ, IVV

1.14%highest, IVV

FundTrailing yieldYield$10k

IVV1.14%$114

DFAC0.90%$90

HAPI0.80%$80

QQQ0.47%$47

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

QQQ$47 − $18 = $29

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, QQQ, IVV

Today

69.0%most shared, DFAC and IVV

HAPIDFACQQQIVV

HAPI—42.0%41.9%50.8%

DFAC42.0%—34.5%69.0%

QQQ41.9%34.5%—52.1%

IVV50.8%69.0%52.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.8%DFAC, at 12.9% volatility

HAPIWorst drop−8.1%12.7% vol

DFACWorst drop−8.5%12.9% vol

IVVWorst drop−8.9%13.6% vol

QQQWorst drop−14.8%21.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IVVDFAC

+8.7%Year to date+11.4%

1.1%Yield0.9%

+9.8%Past year+13.8%

0.03%Fee0.21%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+7.2%

QQQInvesco

+7.2%

+7.2%Year to date+7.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–0QQQM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026