Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, QQQ and IVV

HAPIHarbor×DFACDimensional×QQQInvesco×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,068QQQ · best of the four

02 / 04

HAPI, DFAC, QQQ and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B2.1

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+17.7%+21.2%+11.0%−8.5%13.1%$85.6B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.6

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · QQQ 1999 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P 500 ETF · $853B$17,545

IVV

DFAC

Dimensional - US Core Equity 2 ETF · $85.6B$16,820

$10,000 five years ago, dividends reinvested · they hold 68.9% in common

IVVMeasureDFAC

+11.3%Year to dateJan 1 → Nov 9+14.1%

+13.6%1 yearTotal return+17.7%

+22.0%3 years · per year$10,000 became $18,159 · $17,787+21.2%

+11.9%5 years · per year$10,000 became $17,545 · $16,820+11.0%

0.03%Expense ratio$3 · $21 a year on $10k · lower is better0.21%

1.11%Trailing 12-mo yield$111 · $88 a year on $10k0.88%

−8.9%Worst dropSmaller is better−8.5%

13.8%VolatilityLower is calmer13.1%

IVVDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IVV vs DFAC: Top 5 Holdings

Today

IVV

27.8%in top 5

DFAC

in top 520.4%

IVVStockDFAC

7.9%AAPL5.9%

7.1%NVDA4.9%

6.2%MSFT5.0%

4.0%AMZN2.7%

2.6%GOOGLnot top 5

not top 5META1.9%

Held in common68.9%

End-of-day Nov 9, 2026 · share of each fund

IVV vs DFAC Returns, Every Period

iSharesIVV

+11.9%

5 years, per year

DFACDimensional

+11.0%

5 years, per year

IVVDFACFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Stocks: IVV vs DFAC

YTD

iSharesIVV

+11.3%

DFACDimensional

+14.1%

+11.3%Year to date+14.1%

−8.9%Worst drop · 1Y−8.5%

13.8%Volatility · 1Y13.1%

1.1%Yield0.9%

$853BAssets$85.6B

3–1DFAC wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, QQQ, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

QQQ0.18%$18

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, QQQ, IVV

1.11%highest, IVV

FundTrailing yieldYield$10k

IVV1.11%$111

DFAC0.88%$88

HAPI0.78%$78

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, QQQ, IVV

Today

68.9%most shared, DFAC and IVV

HAPIDFACQQQIVV

HAPI—41.9%41.8%50.7%

DFAC41.9%—34.7%68.9%

QQQ41.8%34.7%—52.4%

IVV50.7%68.9%52.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+17.7%DFAC, at 13.1% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

IVVWorst drop−8.9%13.8% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IVVDFAC

+11.3%Year to date+14.1%

1.1%Yield0.9%

+13.6%Past year+17.7%

0.03%Fee0.21%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026