Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, QQQ and IWF

HAPIHarbor×DFACDimensional×QQQInvesco×IWFiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,763QQQ · best of the four

02 / 04

HAPI, DFAC, QQQ and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+15.8%+17.7%+23.2%+11.7%−8.5%12.3%$89.2B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.1

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.45%+13.0%+10.0%+26.3%+13.4%−11.7%20.3%$465B2.3

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.37%−0.1%−3.0%+22.3%+10.6%−15.6%18.3%$121B3.4

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · QQQ 1999 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

QQQ

Invesco QQQ Trust, Series 1 · $465B$18,763

$10,000 five years ago, dividends reinvested · they hold 41.2% in common

HAPIMeasureQQQ

+12.3%Year to dateJan 1 → Nov 4+13.0%

+13.6%1 yearTotal return+10.0%

+23.9%3 years · per year$10,000 became $19,002 · $20,153+26.3%

[…]5 years · per year$10,000 became […] · $18,763+13.4%

0.35%Expense ratio$35 · $18 a year on $10k · lower is better0.18%

0.77%Trailing 12-mo yield$77 · $45 a year on $10k0.45%

−8.1%Worst dropSmaller is better−11.7%

12.2%VolatilityLower is calmer20.3%

HAPIQQQ Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs QQQ: Top 5 Holdings

Today

HAPI

27.0%in top 5

QQQ

in top 531.2%

HAPIStockQQQ

5.1%NVDA8.1%

5.9%AAPL7.9%

5.9%MSFT6.3%

5.7%AMZN4.4%

4.4%METAnot top 5

not top 5MU4.4%

Held in common41.2%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs QQQ Returns, Every Period

HarborHAPI

+13.6%

past year

QQQInvesco

+10.0%

past year

HAPIQQQFaded: behind in that period

1–2QQQ wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPI vs DFAC

YTD

HarborHAPI

+12.3%

DFACDimensional

+15.8%

+12.3%Year to date+15.8%

−8.1%Worst drop · 1Y−8.5%

12.2%Volatility · 1Y12.3%

0.8%Yield0.9%

$503MAssets$89.2B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, QQQ, IWF

Today

0.18%lowest, QQQ

FundExpense ratioFee$10k

QQQ0.18%$18

IWF0.18%$18

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, QQQ, IWF

0.87%highest, DFAC

FundTrailing yieldYield$10k

DFAC0.87%$87

HAPI0.77%$77

QQQ0.45%$45

IWF0.37%$37

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$66most kept, DFAC

DFAC$87 − $21 = $66

HAPI$77 − $35 = $42

QQQ$45 − $18 = $27

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, QQQ, IWF

Today

58.0%most shared, QQQ and IWF

HAPIDFACQQQIWF

HAPI—41.5%41.2%43.6%

DFAC41.5%—34.8%40.8%

QQQ41.2%34.8%—58.0%

IWF43.6%40.8%58.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+17.7%DFAC, at 12.3% volatility

HAPIWorst drop−8.1%12.2% vol

DFACWorst drop−8.5%12.3% vol

IWFWorst drop−15.6%18.3% vol

QQQWorst drop−11.7%20.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

DFACQQQ

+15.8%Year to date+13.0%

0.9%Yield0.4%

+17.7%Past year+10.0%

0.21%Fee0.18%

3–1DFAC wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

QQQM vs QQQ

YTD

InvescoQQQM

+13.1%

QQQInvesco

+13.0%

+13.1%Year to date+13.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$106BAssets$465B

2–0QQQM wins

End-of-day Nov 4, 2026

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+18.8%

QQQInvesco

+13.0%

+18.8%Year to date+13.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$33.2BAssets$465B

1–1level

End-of-day Nov 4, 2026