Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, SPY and IJH

HAPIHarbor×DFACDimensional×SPYSPDR×IJHiShares×

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Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,358SPY · best of the four

Story of the four · IncomeMost incomeIJH · 1.22% · $122 a year on $10k

Story of the four · RiskSmallest drop

HAPI, DFAC, SPY and IJH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+13.7%+16.9%+20.5%+10.8%−8.5%13.0%$87.4B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+10.8%+13.0%+21.4%+11.7%−8.9%13.8%$792B2.5

iShares Core S&P Mid-Cap ETFUS Stock Styles · Mid cap0.05%1.22%+13.2%+15.7%+16.0%+6.9%−8.8%15.7%$124B2.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.79%+10.1%+13.1%+21.3%[…]−8.1%12.9%$494M2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · SPY 1993 · IJH 2000

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Dimensional - US Core Equity 2 ETF · $87.4B$16,689

DFAC

More Ways to See the Pairs

DFAC vs SPY: Top 5 Holdings

Today

DFAC

20.2%in top 5

SPY

in top 527.3%

DFACStockSPY

5.9%AAPL7.9%

4.6%NVDA6.6%

5.0%MSFT6.2%

2.7%AMZN4.0%

not top 5GOOGL

Cost, Income and Risk

Fees: HAPI, DFAC, SPY, IJH

Today

0.05%lowest, IJH

FundExpense ratioFee$10k

IJH0.05%$5

SPY0.09%$9

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 10, 2026 · fee on $10,000 a year

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$183BAssets$792B

1–0SPYM wins

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

SPY

State Street SPDR S&P 500 ETF · $792B$17,358

$10,000 five years ago, dividends reinvested · they hold 68.8% in common

DFACMeasureSPY

+13.7%Year to dateJan 1 → Nov 10+10.8%

+16.9%1 yearTotal return+13.0%

+20.5%3 years · per year$10,000 became $17,492 · $17,888+21.4%

+10.8%5 years · per year$10,000 became $16,689 · $17,358+11.7%

0.21%Expense ratio$21 · $9 a year on $10k · lower is better0.09%

0.88%Trailing 12-mo yield$88 · $101 a year on $10k1.01%

−8.5%Worst dropSmaller is better−8.9%

13.0%VolatilityLower is calmer13.8%

DFACSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

2.6%

2.0%METAnot top 5

Held in common68.8%

End-of-day Nov 10, 2026 · share of each fund

DFAC vs SPY Returns, Every Period

5Y

DimensionalDFAC

+10.8%

5 years, per year

SPYSPDR

+11.7%

5 years, per year

DFACSPYFaded: behind in that period

2–2Level

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

DFAC vs IJH

YTD

DimensionalDFAC

+13.7%

IJHiShares

+13.2%

+13.7%Year to date+13.2%

−8.5%Worst drop · 1Y−8.8%

13.0%Volatility · 1Y15.7%

0.9%Yield1.2%

$87.4BAssets$124B

3–1DFAC wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Yields: HAPI, DFAC, SPY, IJH

1Y

1.22%highest, IJH

FundTrailing yieldYield$10k

IJH1.22%$122

SPY1.01%$101

DFAC0.88%$88

HAPI0.79%$79

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$117most kept, IJH

IJH$122 − $5 = $117

SPY$101 − $9 = $92

DFAC$88 − $21 = $67

HAPI$79 − $35 = $44

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, SPY, IJH

Today

68.8%most shared, DFAC and SPY

HAPIDFACSPYIJH

HAPI—41.7%50.6%0.2%

DFAC41.7%—68.8%11.5%

SPY50.6%68.8%—0.0%

IJH0.2%11.5%0.0%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

1Y

+16.9%DFAC, at 13.0% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.0% vol

SPYWorst drop−8.9%13.8% vol

IJHWorst drop−8.8%15.7% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

IJHDFAC

+13.2%Year to date+13.7%

1.2%Yield0.9%

+15.7%Past year+16.9%

0.05%Fee0.21%

2–2level

End-of-day Nov 10, 2026

+33.8%Year to date+15.1%

2.9%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

+6.0%Year to date+7.6%

12.4%Yield7.9%

$42.0BAssets$46.6B

1–1level

End-of-day Nov 10, 2026

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HAPI, DFAC, SPY and IJH

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Four