Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, SPY and VTV

HAPIHarbor×DFACDimensional×SPYSPDR×VTVVanguard×

02 / 04

Search ETFs and stocks

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,892VTV · best of the four

Story of the four · IncomeMost incomeVTV · 1.81% · $181 a year on $10k

Story of the four · RiskSmallest drop

HAPI, DFAC, SPY and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.81%+22.3%+25.5%+21.2%+12.3%−6.4%10.8%$184B1.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.00%+12.3%+12.7%+21.8%+11.8%−8.9%13.7%$793B2.6

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+14.9%+16.5%+21.0%+10.9%−8.5%13.0%$88.3B2.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+11.1%+12.3%+21.6%[…]−8.1%12.9%$497M3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · SPY 1993 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

5Y

State Street SPDR S&P 500 ETF · $793B$17,481

SPY

More Ways to See the Pairs

SPY vs DFAC: Top 5 Holdings

Today

SPY

26.9%in top 5

DFAC

in top 519.9%

SPYStockDFAC

7.8%AAPL5.9%

6.3%NVDA4.4%

6.1%MSFT4.9%

4.1%AMZN2.8%

2.6%

Cost, Income and Risk

Fees: HAPI, DFAC, SPY, VTV

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

SPY0.09%$9

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 11, 2026 · fee on $10,000 a year

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+12.4%

SPYSPDR

+12.3%

+12.4%Year to date+12.3%

1.0%Yield1.0%

$183BAssets$793B

1–0SPYM wins

End-of-day Nov 11, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.3%

SCHVSchwab

+19.9%

SCHD vs VIG

YTD

SchwabSCHD

+34.6%

VIGVanguard

+16.0%

DFAC

Dimensional - US Core Equity 2 ETF · $88.3B$16,748

$10,000 five years ago, dividends reinvested · they hold 68.7% in common

SPYMeasureDFAC

+12.3%Year to dateJan 1 → Nov 11+14.9%

+12.7%1 yearTotal return+16.5%

+21.8%3 years · per year$10,000 became $18,083 · $17,728+21.0%

+11.8%5 years · per year$10,000 became $17,481 · $16,748+10.9%

0.09%Expense ratio$9 · $21 a year on $10k · lower is better0.21%

1.00%Trailing 12-mo yield$100 · $87 a year on $10k0.87%

−8.9%Worst dropSmaller is better−8.5%

13.7%VolatilityLower is calmer13.0%

SPYDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

GOOGL

not top 5

not top 5META2.0%

Held in common68.7%

End-of-day Nov 11, 2026 · share of each fund

SPY vs DFAC Returns, Every Period

5Y

SPDRSPY

+11.8%

5 years, per year

DFACDimensional

+10.9%

5 years, per year

SPYDFACFaded: behind in that period

2–2Level

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Core vs Stocks: SPY vs VTV

YTD

SPDRSPY

+12.3%

VTVVanguard

+22.3%

+12.3%Year to date+22.3%

−8.9%Worst drop · 1Y−6.4%

13.7%Volatility · 1Y10.8%

1.0%Yield1.8%

$793BAssets$184B

4–0VTV wins

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

Yields: HAPI, DFAC, SPY, VTV

1Y

1.81%highest, VTV

FundTrailing yieldYield$10k

VTV1.81%$181

SPY1.00%$100

DFAC0.87%$87

HAPI0.78%$78

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$178most kept, VTV

VTV$181 − $3 = $178

SPY$100 − $9 = $91

DFAC$87 − $21 = $66

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, SPY, VTV

Today

68.7%most shared, DFAC and SPY

HAPIDFACSPYVTV

HAPI—41.5%50.4%35.5%

DFAC41.5%—68.7%37.9%

SPY50.4%68.7%—43.8%

VTV35.5%37.9%43.8%—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

1Y

+25.5%VTV, at 10.8% volatility

VTVWorst drop−6.4%10.8% vol

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.0% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

VTVDFAC

+22.3%Year to date+14.9%

1.8%Yield0.9%

+25.5%Past year+16.5%

0.03%Fee0.21%

4–0VTV wins

End-of-day Nov 11, 2026

+22.3%Year to date+19.9%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 11, 2026

+34.6%Year to date+16.0%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 11, 2026

Loading…

HAPI, DFAC, SPY and VTV

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Four