Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, SPYM and QQQ

HAPIHarbor×DFACDimensional×SPYMSPDR×QQQInvesco×

02 / 04

Search ETFs and stocks

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,092QQQ · best of the four

Story of the four · IncomeMost incomeSPYM · 1.02% · $102 a year on $10k

Story of the four · RiskSmallest drop

HAPI, DFAC, SPYM and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.02%+12.4%+12.8%+21.9%+11.9%−8.9%13.7%$183B2.1

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+14.9%+16.5%+21.0%+10.9%−8.5%13.0%$87.4B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+11.1%+12.3%+21.6%[…]−8.1%12.9%$494M2.7

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.45%+12.8%+11.3%+23.9%+12.6%−14.8%21.6%$464B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 11, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · SPYM 2005 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $494M[…]

HAPI

More Ways to See the Pairs

HAPI vs DFAC: Top 5 Holdings

Today

HAPI

27.2%in top 5

DFAC

in top 519.9%

HAPIStockDFAC

6.2%AMZN2.8%

6.2%AAPL5.9%

6.0%MSFT4.9%

4.6%META2.0%

not top 5NVDA

Cost, Income and Risk

Fees: HAPI, DFAC, SPYM, QQQ

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

QQQ0.18%$18

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 11, 2026 · fee on $10,000 a year

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+12.4%

SPYSPDR

+12.3%

+12.4%Year to date+12.3%

1.0%Yield1.0%

$183BAssets$792B

1–0SPYM wins

End-of-day Nov 11, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+12.8%

QQQInvesco

+12.8%

TQQQ vs QQQ

YTD

ProSharesTQQQ

+15.3%

QQQInvesco

+12.8%

DFAC

Dimensional - US Core Equity 2 ETF · $87.4B$16,748

$10,000 five years ago, dividends reinvested · they hold 41.5% in common

HAPIMeasureDFAC

+11.1%Year to dateJan 1 → Nov 11+14.9%

+12.3%1 yearTotal return+16.5%

+21.6%3 years · per year$10,000 became $17,959 · $17,728+21.0%

[…]5 years · per year$10,000 became […] · $16,748+10.9%

0.35%Expense ratio$35 · $21 a year on $10k · lower is better0.21%

0.78%Trailing 12-mo yield$78 · $87 a year on $10k0.87%

−8.1%Worst dropSmaller is better−8.5%

12.9%VolatilityLower is calmer13.0%

HAPIDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4DFAC wins

End-of-day Nov 11, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

4.4%

4.3%GOOGLnot top 5

Held in common41.5%

End-of-day Nov 11, 2026 · share of each fund

HAPI vs DFAC Returns, Every Period

1Y

HarborHAPI

+12.3%

past year

DFACDimensional

+16.5%

past year

HAPIDFACFaded: behind in that period

1–2DFAC wins

End-of-day Nov 11, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs SPYM

YTD

HarborHAPI

+11.1%

SPYMSPDR

+12.4%

+11.1%Year to date+12.4%

−8.1%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.7%

0.8%Yield1.0%

$494MAssets$183B

2–2level

End-of-day Nov 11, 2026 · smaller drop and lower volatility win

Yields: HAPI, DFAC, SPYM, QQQ

1Y

1.02%highest, SPYM

FundTrailing yieldYield$10k

SPYM1.02%$102

DFAC0.87%$87

HAPI0.78%$78

QQQ0.45%$45

End-of-day Nov 11, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$100most kept, SPYM

SPYM$102 − $2 = $100

DFAC$87 − $21 = $66

HAPI$78 − $35 = $43

QQQ$45 − $18 = $27

KeptFee

End-of-day Nov 11, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, SPYM, QQQ

Today

68.7%most shared, DFAC and SPYM

HAPIDFACSPYMQQQ

HAPI—41.5%50.4%41.4%

DFAC41.5%—68.7%34.4%

SPYM50.4%68.7%—52.3%

QQQ41.4%34.4%52.3%—

End-of-day Nov 11, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

1Y

+16.5%DFAC, at 13.0% volatility

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.0% vol

SPYMWorst drop−8.9%13.7% vol

QQQWorst drop−14.8%21.6% vol

End-of-day Nov 11, 2026 · up and left is better

Paid More vs Made More

YTD

SPYMDFAC

+12.4%Year to date+14.9%

1.0%Yield0.9%

+12.8%Past year+16.5%

0.02%Fee0.21%

2–2level

End-of-day Nov 11, 2026

Year to date

+12.8%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$464B

1–0QQQM wins

End-of-day Nov 11, 2026

+15.3%Year to date+12.8%

0.94% · $94Fee · on $10k a year0.18% · $18

$31.8BAssets$464B

1–1level

End-of-day Nov 11, 2026

Loading…

HAPI, DFAC, SPYM and QQQ

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Four