Compare · 4 funds side by side · dividends reinvested

HAPI, DFAC, VOO and VTV

HAPIHarbor×DFACDimensional×VOOVanguard×VTVVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,865VTV · best of the four

02 / 04

HAPI, DFAC, VOO and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.83%+20.9%+25.4%+21.0%+12.3%−6.4%10.8%$184B1.4

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.6

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.88%+14.1%+17.7%+21.2%+11.0%−8.5%13.1%$87.7B2.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · DFAC 2005 · VOO 2010 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Value ETF · $184B$17,865

VTV

DFAC

Dimensional - US Core Equity 2 ETF · $87.7B$16,820

$10,000 five years ago, dividends reinvested · they hold 37.8% in common

VTVMeasureDFAC

+20.9%Year to dateJan 1 → Nov 9+14.1%

+25.4%1 yearTotal return+17.7%

+21.0%3 years · per year$10,000 became $17,700 · $17,787+21.2%

+12.3%5 years · per year$10,000 became $17,865 · $16,820+11.0%

0.03%Expense ratio$3 · $21 a year on $10k · lower is better0.21%

1.83%Trailing 12-mo yield$183 · $88 a year on $10k0.88%

−6.4%Worst dropSmaller is better−8.5%

10.8%VolatilityLower is calmer13.1%

VTVDFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VTV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTV vs DFAC: Top 5 Holdings

Today

VTV

15.8%in top 5

DFAC

in top 520.4%

VTVStockDFAC

not top 5AAPL5.9%

not top 5MSFT5.0%

not top 5NVDA4.9%

4.6%MUnot top 5

3.3%JPMnot top 5

2.9%BRK-Bnot top 5

not top 5AMZN2.7%

2.6%XOMnot top 5

2.4%JNJnot top 5

not top 5META1.9%

Held in common37.8%

End-of-day Nov 9, 2026 · share of each fund

VTV vs DFAC Returns, Every Period

VanguardVTV

+12.3%

5 years, per year

DFACDimensional

+11.0%

5 years, per year

VTVDFACFaded: behind in that period

3–1VTV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: VTV vs VOO

YTD

VanguardVTV

+20.9%

VOOVanguard

+11.3%

+20.9%Year to date+11.3%

−6.4%Worst drop · 1Y−8.9%

10.8%Volatility · 1Y13.7%

1.8%Yield1.1%

$184BAssets$1.00T

4–0VTV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DFAC, VOO, VTV

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTV0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, DFAC, VOO, VTV

1.83%highest, VTV

FundTrailing yieldYield$10k

VTV1.83%$183

VOO1.07%$107

DFAC0.88%$88

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

VOO$107 − $3 = $104

DFAC$88 − $21 = $67

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, DFAC, VOO, VTV

Today

67.4%most shared, DFAC and VOO

HAPIDFACVOOVTV

HAPI—41.9%49.8%35.5%

DFAC41.9%—67.4%37.8%

VOO49.8%67.4%—41.1%

VTV35.5%37.8%41.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+25.4%VTV, at 10.8% volatility

VTVWorst drop−6.4%10.8% vol

HAPIWorst drop−8.1%12.9% vol

DFACWorst drop−8.5%13.1% vol

VOOWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTVDFAC

+20.9%Year to date+14.1%

1.8%Yield0.9%

+25.4%Past year+17.7%

0.03%Fee0.21%

4–0VTV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.7B

1–0VTV wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026