Compare · 4 funds side by side · dividends reinvested

HAPI, DIA, IJR and VTV

HAPIHarbor×DIASPDR×IJRiShares×VTVVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,585VTV · best of the four

02 / 04

HAPI, DIA, IJR and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.87%+18.5%+22.9%+20.9%+12.0%−6.4%10.7%$184B1.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M2.7

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.5%+17.6%+17.3%+5.7%−9.7%16.2%$104B2.9

State Street SPDR Dow Jones Industrial Average ETF TrustUS Stock Styles · Large cap0.16%1.40%+7.8%+9.9%+17.3%+9.3%−9.8%13.4%$45.9B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · DIA 1998 · IJR 2000 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust · $45.9B$15,590

$10,000 five years ago, dividends reinvested · they hold 34.4% in common

HAPIMeasureDIA

+8.0%Year to dateJan 1 → Nov 6+7.8%

+9.9%1 yearTotal return+9.9%

+21.7%3 years · per year$10,000 became $18,006 · $16,149+17.3%

[…]5 years · per year$10,000 became […] · $15,590+9.3%

0.35%Expense ratio$35 · $16 a year on $10k · lower is better0.16%

0.80%Trailing 12-mo yield$80 · $140 a year on $10k1.40%

−8.1%Worst dropSmaller is better−9.8%

12.7%VolatilityLower is calmer13.4%

HAPIDIA Winner of the row, in its colourEach row: the bigger of the two fills its side

4–2HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DIA: Top 5 Holdings

Today

HAPI

27.4%in top 5

DIA

in top 532.7%

HAPIStockDIA

not top 5GS10.0%

not top 5CAT6.4%

6.2%AAPLnot top 5

6.2%MSFT6.2%

6.0%AMZNnot top 5

not top 5AMGN5.3%

not top 5V4.9%

4.6%NVDAnot top 5

4.4%METAnot top 5

Held in common34.4%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs DIA Returns, Every Period

HarborHAPI

+9.9%

past year

DIASPDR

+9.9%

past year

HAPIDIAFaded: behind in that period

2–0HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+8.0%

VTVVanguard

+18.5%

+8.0%Year to date+18.5%

−8.1%Worst drop · 1Y−6.4%

12.7%Volatility · 1Y10.7%

0.8%Yield1.9%

$503MAssets$184B

4–0VTV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DIA, IJR, VTV

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

IJR0.06%$6

DIA0.16%$16

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, DIA, IJR, VTV

1.87%highest, VTV

FundTrailing yieldYield$10k

VTV1.87%$187

DIA1.40%$140

IJR1.24%$124

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$184most kept, VTV

VTV$187 − $3 = $184

DIA$140 − $16 = $124

IJR$124 − $6 = $118

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, DIA, IJR, VTV

Today

35.4%most shared, HAPI and VTV

HAPIDIAIJRVTV

HAPI—34.4%0.1%35.4%

DIA34.4%—0.0%23.4%

IJR0.1%0.0%—0.0%

VTV35.4%23.4%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.9%VTV, at 10.7% volatility

VTVWorst drop−6.4%10.7% vol

HAPIWorst drop−8.1%12.7% vol

DIAWorst drop−9.8%13.4% vol

IJRWorst drop−9.7%16.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTVIJR

+18.5%Year to date+15.5%

1.9%Yield1.2%

+22.9%Past year+17.6%

0.03%Fee0.06%

4–0VTV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026