Compare · 3 funds side by side · dividends reinvested

HAPI, DIA and IJR

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,693DIA · best of the three

02 / 04

HAPI, DIA and IJR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.20%+19.9%+22.7%+19.3%+6.8%−9.7%15.8%$108B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.0

State Street SPDR Dow Jones Industrial Average ETF TrustUS Stock Styles · Large cap0.16%1.35%+12.2%+14.2%+19.3%+10.4%−9.8%12.9%$44.9B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · DIA 1998 · IJR 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust · $44.9B$15,693

$10,000 five years ago, dividends reinvested · they hold 34.3% in common

HAPIMeasureDIA

+12.3%Year to dateJan 1 → Nov 5+12.2%

+13.6%1 yearTotal return+14.2%

+23.9%3 years · per year$10,000 became $19,002 · $16,984+19.3%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.35%Expense ratio$35 · $16 a year on $10k · lower is better0.16%

0.77%Trailing 12-mo yield$77 · $135 a year on $10k1.35%

−8.1%Worst dropSmaller is better−9.8%

12.2%VolatilityLower is calmer12.9%

HAPIDIA Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DIA: Top 5 Holdings

Today

HAPI

27.4%in top 5

DIA

in top 533.3%

HAPIStockDIA

not top 5GS10.3%

not top 5CAT6.6%

6.2%MSFT6.2%

6.1%AAPLnot top 5

5.9%AMZNnot top 5

not top 5AMGN5.3%

4.9%NVDAnot top 5

not top 5V4.9%

4.4%METAnot top 5

Held in common34.3%

End-of-day Nov 5, 2026 · share of each fund

HAPI vs DIA Returns, Every Period

HarborHAPI

+13.6%

past year

DIASPDR

+14.2%

past year

HAPIDIAFaded: behind in that period

2–1HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

HAPI vs DIA

YTD

HarborHAPI

+12.3%

DIASPDR

+12.2%

+12.3%Year to date+12.2%

−8.1%Worst drop · 1Y−9.8%

12.2%Volatility · 1Y12.9%

0.8%Yield1.3%

$503MAssets$44.9B

3–1HAPI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DIA, IJR

Today

0.06%lowest, IJR

FundExpense ratioFee$10k

IJR0.06%$6

DIA0.16%$16

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, DIA, IJR

1.35%highest, DIA

FundTrailing yieldYield$10k

DIA1.35%$135

IJR1.20%$120

HAPI0.77%$77

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$119most kept, DIA

DIA$135 − $16 = $119

IJR$120 − $6 = $114

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, DIA, IJR

Today

34.3%most shared, HAPI and DIA

HAPIDIAIJR

HAPI—34.3%0.1%

DIA34.3%—0.0%

IJR0.1%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+22.7%IJR, at 15.8% volatility

HAPIWorst drop−8.1%12.2% vol

DIAWorst drop−9.8%12.9% vol

IJRWorst drop−9.7%15.8% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

DIAIJR

+12.2%Year to date+19.9%

1.3%Yield1.2%

+14.2%Past year+22.7%

0.16%Fee0.06%

3–1IJR wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 5, 2026