Compare · 4 funds side by side · dividends reinvested

HAPI, DIA, IWF and VTV

HAPIHarbor×DIASPDR×IWFiShares×VTVVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,352VTV · best of the four

02 / 04

HAPI, DIA, IWF and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.80%+22.8%+27.5%+22.9%+12.9%−6.4%10.2%$184B1.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.4

State Street SPDR Dow Jones Industrial Average ETF TrustUS Stock Styles · Large cap0.16%1.35%+12.2%+14.2%+19.3%+10.4%−9.8%12.9%$44.9B2.8

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.37%−0.1%−3.0%+22.3%+10.6%−15.6%18.3%$121B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: HAPI 2022 · DIA 1998 · IWF 2000 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

HAPI

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust · $44.9B$16,375

$10,000 five years ago, dividends reinvested · they hold 34.0% in common

HAPIMeasureDIA

+12.3%Year to dateJan 1 → Nov 4+12.2%

+13.6%1 yearTotal return+14.2%

+23.9%3 years · per year$10,000 became $19,002 · $16,984+19.3%

[…]5 years · per year$10,000 became […] · $16,375+10.4%

0.35%Expense ratio$35 · $16 a year on $10k · lower is better0.16%

0.77%Trailing 12-mo yield$77 · $135 a year on $10k1.35%

−8.1%Worst dropSmaller is better−9.8%

12.2%VolatilityLower is calmer12.9%

HAPIDIA Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs DIA: Top 5 Holdings

Today

HAPI

27.0%in top 5

DIA

in top 533.5%

HAPIStockDIA

not top 5GS10.3%

not top 5CAT7.2%

5.9%MSFT6.0%

5.9%AAPLnot top 5

5.7%AMZNnot top 5

not top 5AMGN5.3%

5.1%NVDAnot top 5

not top 5V4.8%

4.4%METAnot top 5

Held in common34.0%

End-of-day Nov 4, 2026 · share of each fund

HAPI vs DIA Returns, Every Period

HarborHAPI

+13.6%

past year

DIASPDR

+14.2%

past year

HAPIDIAFaded: behind in that period

2–1HAPI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

HAPI vs VTV

YTD

HarborHAPI

+12.3%

VTVVanguard

+22.8%

+12.3%Year to date+22.8%

−8.1%Worst drop · 1Y−6.4%

12.2%Volatility · 1Y10.2%

0.8%Yield1.8%

$503MAssets$184B

4–0VTV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DIA, IWF, VTV

Today

0.03%lowest, VTV

FundExpense ratioFee$10k

VTV0.03%$3

DIA0.16%$16

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: HAPI, DIA, IWF, VTV

1.80%highest, VTV

FundTrailing yieldYield$10k

VTV1.80%$180

DIA1.35%$135

HAPI0.77%$77

IWF0.37%$37

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$177most kept, VTV

VTV$180 − $3 = $177

DIA$135 − $16 = $119

HAPI$77 − $35 = $42

IWF$37 − $18 = $19

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: HAPI, DIA, IWF, VTV

Today

43.6%most shared, HAPI and IWF

HAPIDIAIWFVTV

HAPI—34.0%43.6%35.3%

DIA34.0%—21.3%23.4%

IWF43.6%21.3%—12.1%

VTV35.3%23.4%12.1%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+27.5%VTV, at 10.2% volatility

VTVWorst drop−6.4%10.2% vol

HAPIWorst drop−8.1%12.2% vol

DIAWorst drop−9.8%12.9% vol

IWFWorst drop−15.6%18.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VTVHAPI

+22.8%Year to date+12.3%

1.8%Yield0.8%

+27.5%Past year+13.6%

0.03%Fee0.35%

4–0VTV wins

End-of-day Nov 4, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+6.3%

SCHGSchwab

+6.8%

+6.3%Year to date+6.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 4, 2026

VTV vs SCHV

YTD

VanguardVTV

+22.8%

SCHVSchwab

+20.4%

+22.8%Year to date+20.4%

1.8%Yield1.8%

$184BAssets$15.9B

1–0VTV wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026