Compare · 3 funds side by side · dividends reinvested

HAPI, DIA and VO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,590DIA · best of the three

02 / 04

HAPI, DIA and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.6%+11.6%+18.6%+6.3%−8.2%12.9%$103B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$484M1.9

State Street SPDR Dow Jones Industrial Average ETF TrustUS Stock Styles · Large cap0.16%1.40%+7.8%+9.9%+17.3%+9.3%−9.8%13.4%$45.9B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · DIA 1998 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Mid-Cap ETF · $103B$13,590

DIA

State Street SPDR Dow Jones Industrial Average ETF Trust · $45.9B$15,590

$10,000 five years ago, dividends reinvested · they hold 1.1% in common

VOMeasureDIA

+10.6%Year to dateJan 1 → Nov 6+7.8%

+11.6%1 yearTotal return+9.9%

+18.6%3 years · per year$10,000 became $16,701 · $16,149+17.3%

+6.3%5 years · per year$10,000 became $13,590 · $15,590+9.3%

0.03%Expense ratio$3 · $16 a year on $10k · lower is better0.16%

1.39%Trailing 12-mo yield$139 · $140 a year on $10k1.40%

−8.2%Worst dropSmaller is better−9.8%

12.9%VolatilityLower is calmer13.4%

VODIA Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2VO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VO vs DIA: Top 5 Holdings

Today

5.3%in top 5

DIA

in top 532.7%

VOStockDIA

not top 5GS10.0%

not top 5CAT6.4%

not top 5MSFT6.2%

not top 5AMGN5.3%

not top 5V4.9%

1.1%NETnot top 5

1.1%VLOnot top 5

1.1%MPCnot top 5

1.0%PSXnot top 5

1.0%PWRnot top 5

Held in common1.1%

End-of-day Nov 6, 2026 · share of each fund

VO vs DIA Returns, Every Period

VanguardVO

+6.3%

5 years, per year

DIASPDR

+9.3%

5 years, per year

VODIAFaded: behind in that period

3–1VO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VO vs DIA

YTD

VanguardVO

+10.6%

DIASPDR

+7.8%

+10.6%Year to date+7.8%

−8.2%Worst drop · 1Y−9.8%

12.9%Volatility · 1Y13.4%

1.4%Yield1.4%

$103BAssets$45.9B

3–0VO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, DIA, VO

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

DIA0.16%$16

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, DIA, VO

1.40%highest, DIA

FundTrailing yieldYield$10k

DIA1.40%$140

VO1.39%$139

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

DIA$140 − $16 = $124

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, DIA, VO

Today

34.4%most shared, HAPI and DIA

HAPIDIAVO

HAPI—34.4%13.5%

DIA34.4%—1.1%

VO13.5%1.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.6%VO, at 12.9% volatility

HAPIWorst drop−8.1%12.7% vol

VOWorst drop−8.2%12.9% vol

DIAWorst drop−9.8%13.4% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

DIAVO

+7.8%Year to date+10.6%

1.4%Yield1.4%

+9.9%Past year+11.6%

0.16%Fee0.03%

3–0VO wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026