Compare · 4 funds side by side · dividends reinvested

HAPI, IJR, QQQ and VUG

HAPIHarbor×IJRiShares×QQQInvesco×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,871QQQ · best of the four

02 / 04

HAPI, IJR, QQQ and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.21%+18.5%+21.3%+16.2%+5.7%−9.7%16.3%$107B2.0

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.79%+10.1%+13.1%+21.3%[…]−8.1%12.9%$483M2.3

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+10.2%+11.2%+23.1%+12.3%−14.8%21.6%$446B2.5

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+3.4%+4.2%+22.2%+10.4%−15.1%19.1%$233B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 10, 2026 · returns include dividends · since: HAPI 2022 · IJR 2000 · QQQ 1999 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Growth ETF · $233B$16,394

VUG

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 43.6% in common

VUGMeasureHAPI

+3.4%Year to dateJan 1 → Nov 10+10.1%

+4.2%1 yearTotal return+13.1%

+22.2%3 years · per year$10,000 became $18,230 · $17,837+21.3%

+10.4%5 years · per year$10,000 became $16,394 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

0.41%Trailing 12-mo yield$41 · $79 a year on $10k0.79%

−15.1%Worst dropSmaller is better−8.1%

19.1%VolatilityLower is calmer12.9%

VUGHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5HAPI wins

End-of-day Nov 10, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUG vs HAPI: Top 5 Holdings

Today

VUG

45.2%in top 5

HAPI

in top 527.3%

VUGStockHAPI

13.5%NVDA4.4%

12.5%AAPL6.2%

9.7%MSFT6.1%

not top 5AMZN6.1%

5.2%GOOGLnot top 5

not top 5META4.5%

4.3%AVGOnot top 5

Held in common43.6%

End-of-day Nov 10, 2026 · share of each fund

VUG vs HAPI Returns, Every Period

VanguardVUG

+4.2%

past year

HAPIHarbor

+13.1%

past year

VUGHAPIFaded: behind in that period

1–2HAPI wins

End-of-day Nov 10, 2026 · dividends in · faded = behind in that period

VUG vs IJR

YTD

VanguardVUG

+3.4%

IJRiShares

+18.5%

+3.4%Year to date+18.5%

−15.1%Worst drop · 1Y−9.7%

19.1%Volatility · 1Y16.3%

0.4%Yield1.2%

$233BAssets$107B

4–0IJR wins

End-of-day Nov 10, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IJR, QQQ, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

IJR0.06%$6

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 10, 2026 · fee on $10,000 a year

Yields: HAPI, IJR, QQQ, VUG

1.21%highest, IJR

FundTrailing yieldYield$10k

IJR1.21%$121

HAPI0.79%$79

QQQ0.46%$46

VUG0.41%$41

End-of-day Nov 10, 2026 · trailing 12-month yield

Income After Fees on $10,000

$115most kept, IJR

IJR$121 − $6 = $115

HAPI$79 − $35 = $44

VUG$41 − $3 = $38

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee

Overlap: HAPI, IJR, QQQ, VUG

Today

60.7%most shared, QQQ and VUG

HAPIIJRQQQVUG

HAPI—0.1%41.6%43.6%

IJR0.1%—0.0%0.0%

QQQ41.6%0.0%—60.7%

VUG43.6%0.0%60.7%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+21.3%IJR, at 16.3% volatility

HAPIWorst drop−8.1%12.9% vol

IJRWorst drop−9.7%16.3% vol

VUGWorst drop−15.1%19.1% vol

QQQWorst drop−14.8%21.6% vol

End-of-day Nov 10, 2026 · up and left is better

Paid More vs Made More

YTD

IJRQQQ

+18.5%Year to date+10.2%

1.2%Yield0.5%

+21.3%Past year+11.2%

0.06%Fee0.18%

4–0IJR wins

End-of-day Nov 10, 2026

Popular Pairs Near These Four

QQQM vs QQQ

YTD

InvescoQQQM

+10.3%

QQQInvesco

+10.2%

+10.3%Year to date+10.2%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

2–0QQQM wins

End-of-day Nov 10, 2026

VUG vs SCHG

YTD

VanguardVUG

+3.4%

SCHGSchwab

+4.1%

+3.4%Year to date+4.1%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 10, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+7.9%

QQQInvesco

+10.2%

+7.9%Year to date+10.2%

0.94% · $94Fee · on $10k a year0.18% · $18

$32.1BAssets$446B

2–0QQQ wins

End-of-day Nov 10, 2026