Compare · 4 funds side by side · dividends reinvested

HAPI, IJR, VIG and VO

HAPIHarbor×IJRiShares×VIGVanguard×VOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,638VIG · best of the four

02 / 04

HAPI, IJR, VIG and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.46%+14.8%+17.6%+18.8%+10.7%−7.9%11.0%$109B1.5

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.35%+13.6%+15.6%+18.8%+6.8%−8.2%13.1%$103B2.5

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.21%+18.9%+22.8%+17.4%+5.8%−9.7%16.4%$107B2.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · IJR 2000 · VIG 2006 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

IJR

iShares Core S&P Small-Cap ETF · $107B$13,254

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

HAPIMeasureIJR

+10.6%Year to dateJan 1 → Nov 9+18.9%

+13.6%1 yearTotal return+22.8%

+21.9%3 years · per year$10,000 became $18,105 · $16,193+17.4%

[…]5 years · per year$10,000 became […] · $13,254+5.8%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

0.78%Trailing 12-mo yield$78 · $121 a year on $10k1.21%

−8.1%Worst dropSmaller is better−9.7%

12.9%VolatilityLower is calmer16.4%

HAPIIJR Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4IJR wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs IJR: Top 5 Holdings

Today

HAPI

27.5%in top 5

IJR

in top 52.6%

HAPIStockIJR

6.2%AAPLnot top 5

6.1%MSFTnot top 5

6.0%AMZNnot top 5

4.7%NVDAnot top 5

4.4%METAnot top 5

not top 5PAYC0.5%

not top 5RHP0.5%

not top 5MTCH0.5%

not top 5LTH0.5%

not top 5VSAT0.5%

Held in common0.1%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs IJR Returns, Every Period

HarborHAPI

+13.6%

past year

IJRiShares

+22.8%

past year

HAPIIJRFaded: behind in that period

1–2IJR wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Income: HAPI vs VIG

YTD

HarborHAPI

+10.6%

VIGVanguard

+14.8%

+10.6%Year to date+14.8%

−8.1%Worst drop · 1Y−7.9%

12.9%Volatility · 1Y11.0%

0.8%Yield1.5%

$483MAssets$109B

4–0VIG wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IJR, VIG, VO

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

VIG0.04%$4

IJR0.06%$6

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, IJR, VIG, VO

1.46%highest, VIG

FundTrailing yieldYield$10k

VIG1.46%$146

VO1.35%$135

IJR1.21%$121

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$142most kept, VIG

VIG$146 − $4 = $142

VO$135 − $3 = $132

IJR$121 − $6 = $115

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, IJR, VIG, VO

Today

40.4%most shared, HAPI and VIG

HAPIIJRVIGVO

HAPI—0.1%40.4%13.5%

IJR0.1%—0.7%0.0%

VIG40.4%0.7%—13.5%

VO13.5%0.0%13.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.8%IJR, at 16.4% volatility

VIGWorst drop−7.9%11.0% vol

HAPIWorst drop−8.1%12.9% vol

VOWorst drop−8.2%13.1% vol

IJRWorst drop−9.7%16.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VIGIJR

+14.8%Year to date+18.9%

1.5%Yield1.2%

+17.6%Past year+22.8%

0.04%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

DGRO vs VIG

YTD

iSharesDGRO

+18.8%

VIGVanguard

+14.8%

+18.8%Year to date+14.8%

1.8%Yield1.5%

$45.5BAssets$109B

2–0DGRO wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026