Compare · 4 funds side by side · dividends reinvested

HAPI, IJR, VOO and VTI

HAPIHarbor×IJRiShares×VOOVanguard×VTIVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,177VOO · best of the four

02 / 04

HAPI, IJR, VOO and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$484M2.6

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.5%+17.6%+17.3%+5.7%−9.7%16.2%$104B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · IJR 2000 · VOO 2010 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484M[…]

HAPI

IJR

iShares Core S&P Small-Cap ETF · $104B$13,170

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

HAPIMeasureIJR

+8.0%Year to dateJan 1 → Nov 6+15.5%

+9.9%1 yearTotal return+17.6%

+21.7%3 years · per year$10,000 became $18,006 · $16,147+17.3%

[…]5 years · per year$10,000 became […] · $13,170+5.7%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

0.80%Trailing 12-mo yield$80 · $124 a year on $10k1.24%

−8.1%Worst dropSmaller is better−9.7%

12.7%VolatilityLower is calmer16.2%

HAPIIJR Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4IJR wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs IJR: Top 5 Holdings

Today

HAPI

27.4%in top 5

IJR

in top 52.6%

HAPIStockIJR

6.2%AAPLnot top 5

6.2%MSFTnot top 5

6.0%AMZNnot top 5

4.6%NVDAnot top 5

4.4%METAnot top 5

not top 5PAYC0.6%

not top 5LTH0.5%

not top 5MTCH0.5%

not top 5RHP0.5%

not top 5PTGX0.5%

Held in common0.1%

End-of-day Nov 6, 2026 · share of each fund

HAPI vs IJR Returns, Every Period

HarborHAPI

+9.9%

past year

IJRiShares

+17.6%

past year

HAPIIJRFaded: behind in that period

1–2IJR wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

HAPI vs IJR

YTD

HarborHAPI

+8.0%

IJRiShares

+15.5%

+8.0%Year to date+15.5%

−8.1%Worst drop · 1Y−9.7%

12.7%Volatility · 1Y16.2%

0.8%Yield1.2%

$484MAssets$104B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IJR, VOO, VTI

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

IJR0.06%$6

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, IJR, VOO, VTI

1.24%highest, IJR

FundTrailing yieldYield$10k

IJR1.24%$124

VOO1.10%$110

VTI1.09%$109

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$118most kept, IJR

IJR$124 − $6 = $118

VOO$110 − $3 = $107

VTI$109 − $3 = $106

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, IJR, VOO, VTI

Today

89.0%most shared, VOO and VTI

HAPIIJRVOOVTI

HAPI—0.1%49.7%46.0%

IJR0.1%—0.0%2.2%

VOO49.7%0.0%—89.0%

VTI46.0%2.2%89.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+17.6%IJR, at 16.2% volatility

HAPIWorst drop−8.1%12.7% vol

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

IJRWorst drop−9.7%16.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IJRVTI

+15.5%Year to date+8.9%

1.2%Yield1.1%

+17.6%Past year+9.9%

0.06%Fee0.03%

3–1IJR wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026