Compare · 4 funds side by side · dividends reinvested

HAPI, IJR, VOO and VTV

HAPIHarbor×IJRiShares×VOOVanguard×VTVVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,865VTV · best of the four

02 / 04

HAPI, IJR, VOO and VTV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Value ETFUS Stock Styles · Value0.03%1.83%+20.9%+25.4%+21.0%+12.3%−6.4%10.8%$184B1.3

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T2.5

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M3.0

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.21%+18.9%+22.8%+17.4%+5.8%−9.7%16.4%$104B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · IJR 2000 · VOO 2010 · VTV 2004

Head to Head

Swap sides Versus in desk

Head to Head

iShares Core S&P Small-Cap ETF · $104B$13,254

IJR

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

IJRMeasureHAPI

+18.9%Year to dateJan 1 → Nov 9+10.6%

+22.8%1 yearTotal return+13.6%

+17.4%3 years · per year$10,000 became $16,193 · $18,105+21.9%

+5.8%5 years · per year$10,000 became $13,254 · […][…]

0.06%Expense ratio$6 · $35 a year on $10k · lower is better0.35%

1.21%Trailing 12-mo yield$121 · $78 a year on $10k0.78%

−9.7%Worst dropSmaller is better−8.1%

16.4%VolatilityLower is calmer12.9%

IJRHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3IJR wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IJR vs HAPI: Top 5 Holdings

Today

IJR

2.6%in top 5

HAPI

in top 527.5%

IJRStockHAPI

not top 5AAPL6.2%

not top 5MSFT6.1%

not top 5AMZN6.0%

not top 5NVDA4.7%

not top 5META4.4%

0.5%PAYCnot top 5

0.5%RHPnot top 5

0.5%MTCHnot top 5

0.5%LTHnot top 5

0.5%VSATnot top 5

Held in common0.1%

End-of-day Nov 9, 2026 · share of each fund

IJR vs HAPI Returns, Every Period

iSharesIJR

+22.8%

past year

HAPIHarbor

+13.6%

past year

IJRHAPIFaded: behind in that period

2–1IJR wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

IJR vs VTV

YTD

iSharesIJR

+18.9%

VTVVanguard

+20.9%

+18.9%Year to date+20.9%

−9.7%Worst drop · 1Y−6.4%

16.4%Volatility · 1Y10.8%

1.2%Yield1.8%

$104BAssets$184B

4–0VTV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IJR, VOO, VTV

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTV0.03%$3

IJR0.06%$6

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, IJR, VOO, VTV

1.83%highest, VTV

FundTrailing yieldYield$10k

VTV1.83%$183

IJR1.21%$121

VOO1.07%$107

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$180most kept, VTV

VTV$183 − $3 = $180

IJR$121 − $6 = $115

VOO$107 − $3 = $104

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, IJR, VOO, VTV

Today

49.8%most shared, HAPI and VOO

HAPIIJRVOOVTV

HAPI—0.1%49.8%35.5%

IJR0.1%—0.0%0.0%

VOO49.8%0.0%—41.1%

VTV35.5%0.0%41.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+25.4%VTV, at 10.8% volatility

VTVWorst drop−6.4%10.8% vol

HAPIWorst drop−8.1%12.9% vol

VOOWorst drop−8.9%13.7% vol

IJRWorst drop−9.7%16.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTVIJR

+20.9%Year to date+18.9%

1.8%Yield1.2%

+25.4%Past year+22.8%

0.03%Fee0.06%

4–0VTV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTV vs SCHV

YTD

VanguardVTV

+20.9%

SCHVSchwab

+18.7%

+20.9%Year to date+18.7%

1.8%Yield1.8%

$184BAssets$15.4B

1–0VTV wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026