Compare · 4 funds side by side · dividends reinvested

HAPI, IWB, IJR and VO

HAPIHarbor×IWBiShares×IJRiShares×VOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,962IWB · best of the four

02 / 04

HAPI, IWB, IJR and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.35%+13.6%+15.6%+18.8%+6.8%−8.2%13.1%$103B1.9

iShares Russell 1000 ETFUS Stock Styles · Large cap0.15%0.92%+11.4%+13.7%+21.9%+11.1%−8.9%13.8%$46.6B2.5

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.20%+19.3%+23.1%+17.5%+5.9%−9.7%16.4%$104B2.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.4%+13.5%+21.8%[…]−8.1%12.9%$483M2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: HAPI 2022 · IWB 2000 · IJR 2000 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

IJR

iShares Core S&P Small-Cap ETF · $104B$13,293

$10,000 five years ago, dividends reinvested · they hold 0.1% in common

HAPIMeasureIJR

+10.4%Year to dateJan 1 → Nov 9+19.3%

+13.5%1 yearTotal return+23.1%

+21.8%3 years · per year$10,000 became $18,077 · $16,241+17.5%

[…]5 years · per year$10,000 became […] · $13,293+5.9%

0.35%Expense ratio$35 · $6 a year on $10k · lower is better0.06%

0.78%Trailing 12-mo yield$78 · $120 a year on $10k1.20%

−8.1%Worst dropSmaller is better−9.7%

12.9%VolatilityLower is calmer16.4%

HAPIIJR Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4IJR wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs IJR: Top 5 Holdings

Today

HAPI

27.4%in top 5

IJR

in top 52.6%

HAPIStockIJR

6.2%AAPLnot top 5

6.2%MSFTnot top 5

6.0%AMZNnot top 5

4.6%NVDAnot top 5

4.4%METAnot top 5

not top 5PAYC0.6%

not top 5LTH0.5%

not top 5MTCH0.5%

not top 5RHP0.5%

not top 5PTGX0.5%

Held in common0.1%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs IJR Returns, Every Period

HarborHAPI

+13.5%

past year

IJRiShares

+23.1%

past year

HAPIIJRFaded: behind in that period

1–2IJR wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

HAPI vs VO

YTD

HarborHAPI

+10.4%

VOVanguard

+13.6%

+10.4%Year to date+13.6%

−8.1%Worst drop · 1Y−8.2%

12.9%Volatility · 1Y13.1%

0.8%Yield1.4%

$483MAssets$103B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IWB, IJR, VO

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

IJR0.06%$6

IWB0.15%$15

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: HAPI, IWB, IJR, VO

1.35%highest, VO

FundTrailing yieldYield$10k

VO1.35%$135

IJR1.20%$120

IWB0.92%$92

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$132most kept, VO

VO$135 − $3 = $132

IJR$120 − $6 = $114

IWB$92 − $15 = $77

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: HAPI, IWB, IJR, VO

Today

48.3%most shared, HAPI and IWB

HAPIIWBIJRVO

HAPI—48.3%0.1%13.5%

IWB48.3%—0.4%15.9%

IJR0.1%0.4%—0.0%

VO13.5%15.9%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+23.1%IJR, at 16.4% volatility

HAPIWorst drop−8.1%12.9% vol

VOWorst drop−8.2%13.1% vol

IWBWorst drop−8.9%13.8% vol

IJRWorst drop−9.7%16.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VOIJR

+13.6%Year to date+19.3%

1.4%Yield1.2%

+15.6%Past year+23.1%

0.03%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026