Compare · 4 funds side by side · dividends reinvested

HAPI, IWB, IJR and VO

HAPIHarbor×IWBiShares×IJRiShares×VOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,575IWB · best of the four

02 / 04

HAPI, IWB, IJR and VO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.6%+11.6%+18.6%+6.3%−8.2%12.9%$103B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$484M2.6

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.5%+17.6%+17.3%+5.7%−9.7%16.2%$104B2.6

iShares Russell 1000 ETFUS Stock Styles · Large cap0.15%0.95%+8.5%+9.6%+21.6%+10.6%−8.9%13.6%$46.6B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: HAPI 2022 · IWB 2000 · IJR 2000 · VO 2004

Head to Head

Swap sides Versus in desk

Head to Head

iShares Russell 1000 ETF · $46.6B$16,575

IWB

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $484M[…]

$10,000 five years ago, dividends reinvested · they hold 48.3% in common

IWBMeasureHAPI

+8.5%Year to dateJan 1 → Nov 6+8.0%

+9.6%1 yearTotal return+9.9%

+21.6%3 years · per year$10,000 became $17,966 · $18,006+21.7%

+10.6%5 years · per year$10,000 became $16,575 · […][…]

0.15%Expense ratio$15 · $35 a year on $10k · lower is better0.35%

0.95%Trailing 12-mo yield$95 · $80 a year on $10k0.80%

−8.9%Worst dropSmaller is better−8.1%

13.6%VolatilityLower is calmer12.7%

IWBHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IWB vs HAPI: Top 5 Holdings

Today

IWB

25.6%in top 5

HAPI

in top 527.4%

IWBStockHAPI

7.1%AAPL6.2%

6.6%NVDA4.6%

5.8%MSFT6.2%

3.6%AMZN6.0%

not top 5META4.4%

2.4%GOOGLnot top 5

Held in common48.3%

End-of-day Nov 6, 2026 · share of each fund

IWB vs HAPI Returns, Every Period

iSharesIWB

+9.6%

past year

HAPIHarbor

+9.9%

past year

IWBHAPIFaded: behind in that period

1–2HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

IWB vs VO

YTD

iSharesIWB

+8.5%

VOVanguard

+10.6%

+8.5%Year to date+10.6%

−8.9%Worst drop · 1Y−8.2%

13.6%Volatility · 1Y12.9%

0.9%Yield1.4%

$46.6BAssets$103B

4–0VO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IWB, IJR, VO

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

IJR0.06%$6

IWB0.15%$15

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: HAPI, IWB, IJR, VO

1.39%highest, VO

FundTrailing yieldYield$10k

VO1.39%$139

IJR1.24%$124

IWB0.95%$95

HAPI0.80%$80

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

IJR$124 − $6 = $118

IWB$95 − $15 = $80

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: HAPI, IWB, IJR, VO

Today

48.3%most shared, HAPI and IWB

HAPIIWBIJRVO

HAPI—48.3%0.1%13.5%

IWB48.3%—0.4%15.9%

IJR0.1%0.4%—0.0%

VO13.5%15.9%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+17.6%IJR, at 16.2% volatility

HAPIWorst drop−8.1%12.7% vol

VOWorst drop−8.2%12.9% vol

IWBWorst drop−8.9%13.6% vol

IJRWorst drop−9.7%16.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VOIJR

+10.6%Year to date+15.5%

1.4%Yield1.2%

+11.6%Past year+17.6%

0.03%Fee0.06%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026