Compare · 4 funds side by side · dividends reinvested

HAPI, IWB, IJR and VUG

HAPIHarbor×IWBiShares×IJRiShares×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,543IWB · best of the four

02 / 04

HAPI, IWB, IJR and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.1

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.24%+15.4%+19.4%+17.4%+5.6%−9.7%16.3%$104B2.3

iShares Russell 1000 ETFUS Stock Styles · Large cap0.15%0.95%+8.1%+9.6%+21.8%+10.6%−8.9%13.6%$46.4B2.4

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · IWB 2000 · IJR 2000 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Growth ETF · $233B$16,052

VUG

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 43.9% in common

VUGMeasureHAPI

+0.5%Year to dateJan 1 → Nov 5+8.2%

−0.6%1 yearTotal return+10.5%

+22.8%3 years · per year$10,000 became $18,532 · $18,219+22.1%

+9.9%5 years · per year$10,000 became $16,052 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

0.43%Trailing 12-mo yield$43 · $80 a year on $10k0.80%

−15.1%Worst dropSmaller is better−8.1%

19.0%VolatilityLower is calmer12.8%

VUGHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VUG vs HAPI: Top 5 Holdings

Today

VUG

45.2%in top 5

HAPI

in top 527.4%

VUGStockHAPI

13.5%NVDA4.9%

12.5%AAPL6.1%

9.7%MSFT6.2%

not top 5AMZN5.9%

5.2%GOOGLnot top 5

not top 5META4.4%

4.3%AVGOnot top 5

Held in common43.9%

End-of-day Nov 5, 2026 · share of each fund

VUG vs HAPI Returns, Every Period

VanguardVUG

−0.6%

past year

HAPIHarbor

+10.5%

past year

VUGHAPIFaded: behind in that period

1–2HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VUG vs IJR

YTD

VanguardVUG

+0.5%

IJRiShares

+15.4%

+0.5%Year to date+15.4%

−15.1%Worst drop · 1Y−9.7%

19.0%Volatility · 1Y16.3%

0.4%Yield1.2%

$233BAssets$104B

4–0IJR wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IWB, IJR, VUG

Today

0.03%lowest, VUG

FundExpense ratioFee$10k

VUG0.03%$3

IJR0.06%$6

IWB0.15%$15

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, IWB, IJR, VUG

1.24%highest, IJR

FundTrailing yieldYield$10k

IJR1.24%$124

IWB0.95%$95

HAPI0.80%$80

VUG0.43%$43

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$118most kept, IJR

IJR$124 − $6 = $118

IWB$95 − $15 = $80

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, IWB, IJR, VUG

Today

52.0%most shared, IWB and VUG

HAPIIWBIJRVUG

HAPI—48.4%0.1%43.9%

IWB48.4%—0.4%52.0%

IJR0.1%0.4%—0.0%

VUG43.9%52.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+19.4%IJR, at 16.3% volatility

HAPIWorst drop−8.1%12.8% vol

IWBWorst drop−8.9%13.6% vol

IJRWorst drop−9.7%16.3% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

IJRHAPI

+15.4%Year to date+8.2%

1.2%Yield0.8%

+19.4%Past year+10.5%

0.06%Fee0.35%

4–0IJR wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026