Compare · 4 funds side by side · dividends reinvested

HAPI, IWB, VO and IWF

HAPIHarbor×IWBiShares×VOVanguard×IWFiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,543IWB · best of the four

02 / 04

HAPI, IWB, VO and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.39%+10.7%+12.4%+18.9%+6.4%−8.2%12.9%$103B1.9

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.0

iShares Russell 1000 ETFUS Stock Styles · Large cap0.15%0.95%+8.1%+9.6%+21.8%+10.6%−8.9%13.6%$48.5B2.4

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−6.5%−7.6%+19.5%+8.9%−14.6%19.3%$121B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: HAPI 2022 · IWB 2000 · VO 2004 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

iShares Russell 1000 Growth ETF · $121B$15,330

IWF

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 43.8% in common

IWFMeasureHAPI

−6.5%Year to dateJan 1 → Nov 5+8.2%

−7.6%1 yearTotal return+10.5%

+19.5%3 years · per year$10,000 became $17,073 · $18,219+22.1%

+8.9%5 years · per year$10,000 became $15,330 · […][…]

0.18%Expense ratio$18 · $35 a year on $10k · lower is better0.35%

0.39%Trailing 12-mo yield$39 · $80 a year on $10k0.80%

−14.6%Worst dropSmaller is better−8.1%

19.3%VolatilityLower is calmer12.8%

IWFHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IWF vs HAPI: Top 5 Holdings

Today

IWF

39.6%in top 5

HAPI

in top 527.4%

IWFStockHAPI

14.6%NVDA4.9%

8.5%AAPL6.1%

6.4%MSFT6.2%

not top 5AMZN5.9%

5.3%GOOGLnot top 5

4.7%AVGOnot top 5

not top 5META4.4%

Held in common43.8%

End-of-day Nov 5, 2026 · share of each fund

IWF vs HAPI Returns, Every Period

iSharesIWF

−7.6%

past year

HAPIHarbor

+10.5%

past year

IWFHAPIFaded: behind in that period

0–3HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IWF vs VO

YTD

iSharesIWF

−6.5%

VOVanguard

+10.7%

−6.5%Year to date+10.7%

−14.6%Worst drop · 1Y−8.2%

19.3%Volatility · 1Y12.9%

0.4%Yield1.4%

$121BAssets$103B

4–0VO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: HAPI, IWB, VO, IWF

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

IWB0.15%$15

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: HAPI, IWB, VO, IWF

1.39%highest, VO

FundTrailing yieldYield$10k

VO1.39%$139

IWB0.95%$95

HAPI0.80%$80

IWF0.39%$39

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

IWB$95 − $15 = $80

HAPI$80 − $35 = $45

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: HAPI, IWB, VO, IWF

Today

55.4%most shared, IWB and IWF

HAPIIWBVOIWF

HAPI—48.4%13.5%43.8%

IWB48.4%—15.9%55.4%

VO13.5%15.9%—9.2%

IWF43.8%55.4%9.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+12.4%VO, at 12.9% volatility

HAPIWorst drop−8.1%12.8% vol

VOWorst drop−8.2%12.9% vol

IWBWorst drop−8.9%13.6% vol

IWFWorst drop−14.6%19.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOHAPI

+10.7%Year to date+8.2%

1.4%Yield0.8%

+12.4%Past year+10.5%

0.03%Fee0.35%

4–0VO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$62.5B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026